Pick The Right STEM Courses In The UK

STEM courses are one of the trendiest courses all over the world. It is popular at many other study abroad destinations as well. STEM courses in the UK offer an ample amount of opportunities. There is a line of opportunities in both the private and public sectors. STEM includes courses offered in the field of Science, Technology, Engineering, and Mathematics. This blog is your guide to STEM courses in the UK! 

Study STEM In The UK Guide

What Is STEM?

STEM is an acronym for Science, Technology, Engineering, and Mathematics. STEM encompasses a curriculum that broadens the scope of these four subjects. The demand for STEM courses has continually increased as a result of the diverse range of specializations blooming out of the large area of science. STEM courses have many benefits for students.

Why Study STEM In The UK?

The UK is known as one of the top study abroad destinations as it offers everything from world-class facilities, experienced faculty, high placements to memorable campus life and overall personality development. Universities in the UK are esteemed for offering a highly practical and impeccable course curriculum that makes students employable and ready for the industry.

Many universities in the UK are ranked among the top 100 universities in the world and are esteemed for their innovation, creativity, and learning environment. In top UK universities, there are highly experienced faculty who have mastered the art of promoting innovative learning and scientific way of thinking among its students. Universities in the UK are filled with courses and degrees in science, technology, engineering, and mathematics. STEM graduates from UK universities have a competitive edge when it comes to career opportunities and placements. Let’s talk about how to choose STEM courses in the UK based on your eligibility, application process and other factors.


While applying for STEM courses in the UK, it is important for candidates to meet the required eligibility criteria to secure admission in their desired course and admission. Eligibility criteria for STEM courses in UK universities differ as per the university and course. Here is a list of the common entry requirements for STEM courses in UK:

  • Students must have physics, chemistry, mathematics, and biology in their high school.
  • If applicants are applying for a PG degree, then their graduation must be in any of the subjects from STEM.
  • Applicants must have the relevant work experience, statement of purpose, and letters of recommendation from their professors.

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Application Process

Knowing the stepwise procedure for applying to STEM Courses in UK is very important, it needs to be adhered to strictly to secure admission in the desired course and university

  • Make a list of the STEM courses you want to pursue and learn about the application deadlines.
  • Look into the admissions requirements of the university where you desire to pursue your STEM degree.
  • Fill out the application form available on the university’s official website. Don’t forget to include a letter of recommendation!
  • The university will review your application and contact you with offers and details about the required English Language Tests.
  • After receiving approval from the university, you must arrange funds, apply for a student visa, and gather university arrival information.
  • To travel to the United Kingdom, a Tier-4 UK student visa will be needed.
  • Secure English Language Test (SEL Test) approved by UK Visas and Immigration to demonstrate English language proficiency.

Documents Required

The following documents are required for securing admission in the desired STEM course and university:

  • Academic Transcripts.
  • CV or a Resume.
  • UG degree in case students are applying for a PG course.
  • English language proficiency test scores.
  • Two Reference Letters.
  • Letters of Recommendation.
  • Statement of purpose.

Cost Of Study

STEM courses are in high demand in the UK. The average annual tuition fee of STEM courses varies from £9000-£38000. There are other expenses like accommodation, living and miscellaneous expenses which cost approximately £12000-£15000 per annum.

Courses Under STEM In UK

Given below are the most popular and esteemed courses offered under STEM in UK: 

  • Civil Engineering
  • Chemical Engineering
  • Mechanical Engineering
  • Aerospace Engineering
  • Electrical  Engineering
  • Computer Science
  • Biotechnology
  • Physics
  • Chemistry
  • Maths
  • Statistics
  • Biomedical Sciences
  • Information Technology
  • Design and Technology
  • Pharmacy
  • Life Sciences
  • Astronomy
  • Data Science
  • Artificial Intelligence
  • Materials Engineering

Top 10 Universities For STEM Courses In UK

Below is a list of universities that offer STEM courses in the UK: 

  • University of Cambridge
  • University College London
  • University of Oxford
  • The University of Manchester
  • The University of Edinburgh
  • Imperial College London
  • University of Glasgow
  • University of Bristol
  • King’s College London
  • The University of Warwick

Top Highest Paying STEM Degrees In The UK 

STEM courses in the UK graduates end up with some of the highest salary jobs. Here are some of the highest paying STEM Courses in UK along with their average salary:

Course/DegreeAverage Salary in GBP
Aeronautical Engineering51000
Civil Engineering47500
Computer Science Engineering47100
Chemical Engineering45500
Life Sciences43800
Mechanical Engineering38700
Electrical Engineering43400

PS: If there’s anything more you’d like us to know about. Add it to the comments section!

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Countries Where You Can Study Abroad Nearly For Free

Studying abroad can be an experience of a lifetime! But it can also cost a pretty penny. Luckily, there are more than a few choices from where you can study abroad nearly for free. The secret to offsetting the cost of studying abroad is to remember that much of what you pay to study abroad is for peace of mind and ease. Study abroad for free with programmes that charge you extra to help you find housing, help enroll in foreign universities, or even facilitate your visa process. By taking on some or all of these tasks on your own, you can make your study abroad experience easier and fun. Here are some strategies to study abroad for free.

Ways To Study Abroad For Free

  • Enroll Directly In A Foreign University Or Language School
  • Volunteer Abroad
  • Complete Work-study 
  • Work As An Au Pair
  • Choose A Cheap Study Abroad Program
  • Apply For Scholarships And Grants
  • Study Abroad Virtually

Countries With Nearly Free College


Thinking about places where you can study abroad nearly for free? Germany certainly comes to mind. Whether you want to explore the hip corners of Berlin or study in a quaint town in the German countryside, you’ll find a place that suits your needs. The country’s higher education system has a strong reputation and, most importantly, tuition is free of charge.

All you have to pay is a fee of around €100 (£75) to €250 (£185) per semester, which covers administrational costs as well as the work of the student union. Life in Germany is relatively cheap compared to other countries, too. The German Academic Exchange Service recommends a monthly budget of around €800 (£595) to cover expenses, which is enough to enjoy your stay without having to pinch pennies.


Studying in Scotland, you’ll be surrounded by historic castles and incredible scenery. What more could you want than a beautiful environment where you can study abroad nearly for free. Scottish nationals and students from other EU countries can have their tuition fees paid for by the Student Awards Agency of Scotland, so you could study completely free of charge. If you’re from England, Wales or Northern Ireland, you’ll have to pay an annual tuition fee that’s set by your chosen university, but there are various bursaries and scholarships to help. Students from outside the EU also have to pay variable amounts. The biggest student cities in Scotland are Glasgow and Edinburgh, but you can book your student accommodation also in many smaller cities, such as Aberdeen and Dundee.


Famous for carnival, dancing and football, Brazil is also a top destination for students wanting to spend as little money as possible on their studies. Public universities, which are more prestigious and offer a higher quality of teaching than their private counterparts, offer free tuition to international students and only charge a small registration fee at the beginning of the course. In order to secure a place, students need to take a test, competing against thousands of Brazilian students. Knowledge of Portuguese is another requirement, which can be demonstrated by completing the CELPE-Bras, the only certificate for Portuguese that is recognised in Brazil. If you do manage to be accepted, you are eligible for the same funding options available to Brazilian students.

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If you want to combine where you can study abroad nearly for free, along with relaxing in the sun, stuffing yourself with delicious tapas and partying until the sun comes up, why not enroll at a Spanish university? UniAcco offers student accommodation in Spain in almost thirty different cities. For both EU/EEA and overseas students, earning a degree in Spain is relatively cheap. 

Studies at a public university will cost you between €680 (£505) and €1,280 (£950) a year. In the Spanish education system, students are charged per credit. For Bachelor’s degrees, a credit is worth between €9 (£7) and €16 (£12). Studying for a Master’s degree or a PhD is more expensive, with credits costing at least €21 (£16) and €27 (£20), respectively.


Finland is one of the cheapest options for people wanting to study in the Nordic countries. Finnish universities charge students no tuition fees for Bachelor’s, Master’s and PhD degrees, regardless of where they come from. While students are allowed to work up to 25 hours a week during term time, it’s not recommended to rely on a part-time job to make ends meet as they can be hard to find, especially if you don’t speak Finnish or Swedish.

To obtain a residence permit, non-EU/EEA students need to prove they have at least €560 (£415) a month at their disposal, although average living expenses range between €700 (£520) and €900 (£670).


If you want to study for free in Norway, make sure you brush up on your Norwegian first. While international students don’t pay for tuition apart from a small registration fee of around NOK500 (£40), undergraduate degrees are usually taught in Norwegian and language proficiency is a must.

And while studying is very cheap, you shouldn’t ignore the country’s high cost of living. Factor in around NOK10,000 (£800) per month to cover basic expenses. And eating and drinking in restaurants can be quite expensive – a beer will set you back at least NOK75 (£6). You might consider taking a part-time job, as non-EU/EEA students are allowed to work up to 20 hours a week alongside their studies.


A beautiful place where you can study abroad nearly for free, the Hellenic Republic. Greece is a great option for students wanting to keep their expenses low. Although the news surrounding Greece hasn’t exactly been positive in the past months and the country’s future is still somewhat uncertain.  

EU/EEA students study for free with the exception of certain Master’s programmes, while non-EU/EEA students are charged tuition fees of €1,500 (£1,114) annually depending on their institution. Another bonus is that Greece has one of the lowest costs of living in the EU and boasts a rich cultural history and many beautiful islands and beaches.

PS: If there’s anything more you’d like us to know about. Add it to the comments section!

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Health Benefits To International Students – Top 5 Countries

Healthcare benefits to international students are provided by many countries worldwide. When you decide to study abroad, Healthcare is one of the most important verticals that a student considers. Countries have different policies and security for international students when it comes to health and wellness. Below I will help you with 5 countries i.e, the UK, Germany, Australia, Canada, and New Zealand and explain to you how health benefits to international students operate in these nations. 

5 Countries Offering Health Benefits To International Students

The United Kingdom

The International students who are travelling to the UK for studying purposes can expect to receive free treatments from the UK’s National Health Service also known as NHS. This organization provides free healthcare to every UK resident which is funded by the federal government.

To receive free treatment from the National Health Service, you must meet the following criteria:

  • A full-time course study in the UK for more than 6 months
  • Your course is extensively funded by the UK government
  • You are a resident of a country that falls in the European Union (EU) 
  • For a non-EU student, your nation must have a bilateral agreement
  • If you are living in the country while your wife or husband is a student and meets any of the above criteria
  • If you are a dependent of someone who falls in the above criteria (a child under the age of 16 or under 19 studying full time)

Even if you don’t meet any of the above-given criteria, then it is highly recommended that you get suitable health care insurance ready; but remember that emergency treatments in NHS and A+E walk-in centres will not have an impact on your insurance. 

Germany | Health Benefits To International Students

Germany takes its international student’s health care quite seriously hence many students opt to study in this country. Also, the importance is rather twofold. It not only ensures that the students get the right medical assistance, but it is also an essential requirement to get a study visa in Germany. The German law clearly states that everyone must have health insurance, including foreign students. 

The students who are enrolled in degree programmes are allowed to get public health insurance. The students who take language courses or are in preparatory over the age of 30 need to get a private health insurance plan. 

The following points will tell you the non-eligibility of public health insurance schemes in Germany:

  • Students who have health insurance in their native land and that is recognized by the German Government.
  • Anyone studying above the age of 30
  • Self-employed students working as a freelancer. 
  • Students who are not a part of degree programmers in German Universities
  • Post-graduate (MS) students and scholarship holders (with no contract of employment)
  • Guest researchers and Scientists

If you belong to any of the above-mentioned categories then your only option is to get private health insurance. 

Recommended Read: A Comprehensive Study Abroad Guide To Germany

Australia | Health Benefits To International Students

For international students studying in Australia, you are indispensable to have an Overseas Student Health Cover (OSHC) for the entire time of your education in Australia. For undertaking studies in Australia, students obtain OSHC that covers their hospital treatment, visit the doctor, ambulance cover, limited medicines. OSHC insurers can help you with a variety of different OSHC products. This may vary from basic products to comprehensive products. The basic products cover the mandatory minimum services whereas the extensive list covers the basic products along with extra services as specifies under the OSHC policy. 

Canada | Health Benefits To International Students

Canadian health care varies from province to province. So no umbrella service can help all the international students travelling to Canada. If you are studying in Alberta then the policies are different for you, if you are studying in Ontario then the policies are different for you. So it varies from one province to another. For any foreign student planning to study in Canada, you must familiarize yourself with the health care that is offered in your province. Some provinces do cover the cost under provincial health insurance plans for international students whereas the majority of provinces require the students to register for private health insurance packages. 

Recommended Read: Canada Student Visa Process For International Students

New Zealand

The New Zealand health care system is highly respected hence students prefer to study in this country. It consists of public and private components. The District Health board that falls under public health care is heavily funded by general taxation and is also the primary means of medical treatment in the country. International students are required to buy the insurance which grants them access to the public healthcare component through a specified provider. The standard structure for receiving medical help in New Zealand is for the students to contact the primary general practitioners who will make the referrals to the specialists if required. In the case of foreign students, this primary provider is the host university’s medical centre. 

Comment down below your thoughts on the healthcare services provided abroad!

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What Is Federal Work-Study Award And How Does It Work?

The Federal Work-Study Award also known as the FWS award is designed to help university students find a part-time job opportunity and countervail college expenses. The program is supervised by the US Department of Education. This acts as one way of financial aid that the government makes feasible to students who require money with college expenses. 

The program entirely relies on the federal government and their funding, but the participating colleges have to play a huge role in allocating money to their students. Their job includes administering work-study openings. According to public research, there are 3,400 colleges & universities along with professional schools that have cooperated and become a part of the work-study award program to some extent. 

Although the administrative technicalities of work-study may differ from college to college, a large scale regulation governs the program. 

Here Are The Fundamentals Of A Federal Work-Study Award

  • The Department of Education donates money: This money is provided to the schools that participate in the FWS award program. The amount depends on two main factors; one is the financial requirements of the student body of that school and the other is the number of work-study jobs available.
  • Student Selection: The Student selection for the Federal work-study award entirely depends on the schools. It depends on their extensive financial aid package that also includes grants and loans. 
  • Job location: The students who obtain the designated work-study program gets a job on campus or local community, Once hired, the student earns the amount of money that was defined in the federal work-study award letter.

This may seem like any other conventional part-time opportunity to many but it has many different beneficial aspects. The federal work-study award is distinct because there is a role of federal funding. For every student to avail of this, the federal government pays a portion of the student’s payments, while the school takes care of the rest. In a few cases, the government pays most (or all) of the bill/expense. 

This means that schools have a great incentive to hire work-study award students for different job positions all across the campus. They can pitch in and help their students to make ends meet through solid part-time opportunities – and pay marginally less for the labour. 

The same goes for students, the benefits are significant. Most work-study positions are fun, fulfilling, and interesting as they are designed to be flexible and feasible for the student to accommodate with studies. Moreover, the job is particularly designed for work-study students which means the pool of competition is comparatively smaller. 

One more advantage of a federal work-study award letter is that it can fuel your resume and help your career later. While you are earning the money to afford student life, you can build your resume alongside. If you look at the end of your academic year, who wouldn’t want to have minimum debt and more work experience?

Who Is Eligible For Work-Study Program?

Work-study opportunities are made available to a massive number of students on different educational paths. In the end, it entirely depends on the schools to decide which students will be offered this award and how much they will earn from it. To be considered for the work-study program, here are some basic eligibility criteria.

  • You must be a current student in an undergraduate, graduate, or professional program. The students who are a part of the vocational program certify as professional students. 
  • You must be enrolled in a degree-seeking program (part-time or full time)
  • You must be enrolled in a school that is participating in the FWS program.
  • You must demonstrate and prove your need for financial assistance in deal with costs of college and other related expenses

To apply for financial aid, your first step is to complete the FAFSA known as the Free Application For Federal Student Aid. This is an extensive document that helps your school understand your financial resources. 

What Kind Of Federal Work-Study Award Jobs Are Available?

There are various part-time job positions available that may surprise students sometimes. Most colleges offer a mix of service, administrative, teaching roles, and research. This is by no means an extensive list but gives you a good sense of understanding of the opportunities available.

  • Tutor Roles: Usually the tutors and teaching assistants are work-study recipients. They earn this position by being exceptional in a particular subject. Hence they teach it to others.
  • Admissions and student life roles: Work-study students perform exciting and fun gigs like leading the campus tours for potential students. They even lead orientation groups for freshmen or serve as a resident assistant (RA). All these roles are highly interactive and help you develop your interpersonal skills. You can even make valuable sources through them when done right.
  • Research Role: Many students earn by helping the laboratory or library faculties with their research projects. These students earn their positions through academic brilliance. 

Work-study students perform jobs that keep the colleges running and if these options do not speak to you, then you can even go ahead and look for off-campus work-study jobs in the local community. Good luck! 

Let us know your thoughts on the Federal Work-Study Award in the comments below!

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How And Where To Study In Europe For Free

Wondering where to study in Europe for free? Well, Europe offers free education and plenty of options for affordable learning for international students. In some European countries, education is free whereas some offer free education to only EU students. Your study abroad dream in Europe will become a reality regardless of your financial situation. There are world-class institutes that offer free tuition for students (international as well). You might have to give administration fees which are hardly a few hundred euros but that’s all. 

If you are planning to study abroad, then these European countries will be your most affordable option to get inexpensive degrees from top universities. 

Note: Living costs/Health insurance are not included. (You can still apply for scholarships to cover that cost if needed)

Norway | Study In Europe For Free

Our numero uno choice for international students to get high-quality education with zero cost is Norway! The Norwegian Government uses the taxpayers’ money and funds education for native and international students. This way you can enjoy a free ride to any state university. But here’s the catch, the living cost in Norway can take you as high as NOK 8,990 which is approximately 1,200 per month. This will cover everything, from room cost, board, healthcare, clothing, transportation, and miscellaneous expenses. Hence, you can manage your college budget accordingly.

In Norway, there are a total of 8 universities which has 20 state university colleges. This Scandinavian country boasts top universities like the University of Oslo, University of Stavanger, University of Bergen, Norwegian University of Life Sciences, University of Nordland and the University of Agder (UiA) that offers free tuition for everyone. 


A powerhouse for engineering skills worldwide, Germany is one of the top nations in Europe where you can pursue higher education at zero cost. Almost every public university does not charge any tuition fee. This means all you have to pay is the administrative fee which is as minimum as €150-250 which is comparatively less to Indian universities. 

Just recently only four out of sixteen federal states have started charging tuition fees for undergraduate programs – Bavaria, Hamburg, Baden-Wurttemberg, and Lower Saxony – costing as low as 500 Euros per semester. All other federal states only request a small contribution from the students of 50 euros with no tuition fees every semester. Also, Germany offers a great lifestyle to its students. 

Sweden | Study In Europe For Free

Almost a decade ago till 2010, Sweden was offering no tuition fee for anyone who wished to study in this country. But well, all good things come to an end, and a law was passed by the Swedish Parliament where they must charge tuition and application fees for non-EU and EEA students. But there are also several scholarship programmes offered. 

Even with tuition fees universities are offering full scholarships for international students. Below I will mention some top tuition-free Swedish universities.

  • Halmstad University
  • Uppsala University
  • Lund University
  • Stickholm Unviersity 
  • Jonkoping University
  • Stockholm School of Ecnomics 

The University of Uppsala was founded in 1477. It is a leading university that ranks amongst the best universities in Northern Europe. 


Finland did not charge any tuition fees for any kind of education level irrespective of the students nationally. But only till 2017, post that it started charging tuition fees from non-EU and EEA students. This was only for English taught Bachelor’s and Master’s programmes. You can find some of the best and well-known courses in this country, like architecture, design, and communication at considerable prices for international students. The country also offers a distinctive polytechnic college offering where practice-based education can be experienced. 

The University of Turku and the University of Helsinki are the top ranking universities preferred by foreign students in Finland. Students must cover their living expenses. 

France | Study In Europe For Free

The reason France has made it to the list is because of the top-notch education but at quite low prices. France does not offer free tuition fees but for EU students and French nationals, the cost is pretty low. Whereas for international students the cost is low as compared to nations like the US, the UK, Australia, or Canada. The fees for international students in public universities can be around 2,800-4000 Euros per year. 

France is offering more and more English courses for Bachelor’s and Master’s programmes. This attracts a flock of international students every year. France also has a number of scholarship programmes for students that can further help your cost of living.


The universities in Austria offer courses at quite low prices as it is not tuition-free entirely. For EU and EAA students, it is almost insignificant. The cost for non-EU students can be more than a thousand euros per semester. 

The top-ranking universities in Austria are the University of Vienna, Vienna University of Technology, Medical University of Vienna, and the University of Innsbruck. Students prefer to study in these universities mainly when they come to study in Austria. It is also said that if you are a citizen of a less developed nation with an unfortunate financial situation then you may not have to pay a dime at all. 

I hope that these beautiful European countries inspire you to study abroad and pursue your dreams. With rich education, these countries are also filled with stunning natural beauty,  exposure to global outlook and opportunities. 

If there is anything that you would like to add, feel free to comment your thoughts down below!

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How Much Does A College Credit Hour Cost

The college credit hour cost entirely depends on the type of institution, country/state where the college is located and tax benefits plus grants. On average, a student can expect to pay as little as $0 to as much as $1,500 per credit hour in university. 

The Approximate College Credit Hour Cost In Different Universities

The cost per credit hour in a non-profit college for a four-year undergraduate course is approximately $530. Assuming that there is a 12 credit hour course load per semester (annually it calculates to 24 credit hours). In addition to the payment of full tuition and fees. 

The cost of credit in a private institute for the four-year undergraduate course based on average fees and tuition can be $1,537. Whereas the cost per hour credit in a community or a vocational school is likely to be even $0 when accounting for tax benefits and grants. 

The cost of credit fluctuates massively when compared to out-of-state to in-state credit hours. For instance, the University of Florida charges in-state students $266 a credit hour. Whereas for out of state students, tuition and fee per credit hour are $1,194. This accounts for almost 4.5 times more. This is noticed in a lot of US and Canadian universities where the cost of a college class differs massively between in-state and out-state students. 

The College Credit Hour Cost Spurs When Room And Food Are Included

The per credit hour cost when included with housing and meal plans increases a lot depending on where you choose to live. Whether you choose to live on or off-campus. When accounting for these two things, the cost of credit can be more than even double. 

  • $530 at community & vocational colleges in the district
  • $915 at a public four-year undergraduate course for in-state colleges
  • $1,597 at the public four-year undergraduate course for out-state colleges
  • $2,078 at a four-year private college or university.

These are all approximate costs as it can differ from university to university.

Variations Between The In-Stet and Out-Of-State College Credit Hour Cost

It was noticed that the average four years state public cost of a college class was three times higher than in-state tuition in the below-given states:

  • California
  • Florida
  • Indiana
  • Montana
  • Alaska
  • North Carolina
  • Utah
  • Washington state
  • Idaho
  • Wyoming

Students studying at community and vocational colleges gain a considerable amount of aid from federal state and local governments. This aid on average covers their tuition and fees, making the college credit hour cost virtually zero. Which is why students who wish to study abroad choose countries like Germany, the US, Canada and admit into public universities to cut their tuition fee cost. This only requires them to pay expenses of room and board. But a local student or someone staying at home could attend a local college if they wish to save money. 


  • The government aid entirely depends on the household income and whether you have filed yourself as a dependent.
  • The tuition cost that you see on a university website is quite not the same as what students pay. Depending on your institute, you can further cut down your cost

Need Help With Selecting The Right College? Here Are Some Tips:

An Economical Option: Community and vocational degrees are the least expensive option for cost per credit hour. Students can even consider taking the first year of their credit hours at a public university to save up enough. They can then change into a four-year institution. Certain states in the US, like Nevada, Delaware, and New York offer scholarships to students to cover the cost of their college tuition

Premium Option: The fours year private colleges fall under the premium courses. They are very expensive but grants can be a powerful source of aid. To make sure you have all the documentation in place and don’t miss out on any opportunity, complete the FAFSA i.e, Free Application for Federal Student Aid and any other forms that your institution or state requires. Some grants have these forms in their requirements along with other necessary documents like personal statements and grade transcripts. 

Unique Option: A four-year public in-state colleges are unique options where you can go for WUE or MSEP for any kind of tuition reduction. 

Student Loans: If you choose to take student loans, consider a federal loan as these are funded by the government and the repayment policies are not strict as compared to the private ones. There are also options for repayment plans and sometimes forgiveness of loans if you are a part of public service. Though it won’t cover the entire cost for you, a private student loan with a minimal interest rate can bridge the gap. 

If you liked this blog on “How Much Does A College Credit Hour Cost” then make sure you check out other student-related blogs linked below! 

Which Are The Top Universities Without IELTS?

If you plan to study abroad and have researched about foreign universities, you might have noticed that most universities abroad require students to pass an English language test like IELTS, TOEFL, or other tests. This is because most courses are taught in English and English is the main or official language for communication in foreign countries. However, many universities acknowledge that IELTS or other tests are not a compulsory requirement, especially if the concerned student has completed their education with English as their primary language, received high marks in the subject, undertaken an Intensive English Language Program, or given other tests to prove their proficiency in English. It is totally possible to study abroad Without IELTS. In this article, we have compiled a list of the top universities without IELTS across the world. You can easily study abroad without IELTS in these universities.

Universities without IELTS in the USA- 

State University of New York

 Located in Albany, New York, this is a public university that gives admission to international students without IELTS if they undertake the Intensive English Language Program (IELP). This university is at the top of the list of Universities Without IELTS requirements.

 University of Iowa

This university is located in Iowa City and is a public research university.  It admits international students if they qualify for admission even if they do not take the IELTS exam. This is one of the best universities on the list of Universities Without IELTS requirements.

University of Arkansas

 This is a public research university that is situated in Fayetteville, Arkansas. If students are eligible for admission to this university they need not undertake the IELTS but must instead take up the Intensive English Language Program (IELP).

University of Dayton

This is a private research university owned by the Roman Catholic Church and is located in Dayton, Ohio. It grants conditional admission without IELTS if international students take up the Intensive English Language Program (IELP).

If you are an Indian student who needs help with student loans, all you have to do is fill the form in this blog.

University of Delaware

This university is a public research university that admits international students if they meet the admission requirements and criteria even without IELTS or proof of English language proficiency. 

University of New Orleans

This is a public research university situated in New Orleans, Louisiana, US. It offers conditional admission to international students from specific countries without IELTS requirements.

List of universities in Canada without IELTS for you to study abroad without IELTS in these universities-

  1. University of Saskatchewan 

This university accepts students without IELTS if they produce  CanTEST scores or undertake an English Training Program at the university

  1. Cambrian College 

 This college is situated in Ontario, Canada and admits students without IELTS if they undertake an English Training Program at the university.

  1. The University of Winnipeg 

This university is situated in Manitoba, Canada, and accepts students from various countries without the IELTS test if they undertake an English Language Program at the university after admission.

  1. Memorial University of Newfoundland and Labrador 

This university is situated in St. John’s, Newfoundland and Labrador, and admits students without an IELTS test if they undertake an  English Language Program at the university or produce high CanTEST or CAEL scores.

  1. Brock University 

This university is located in Ontario and admits students without IELTS if they undertake an Intensive English Language Program at the university. This is one of the top universities without IELTS in Canada.

  1. Carleton University 

This university admits students without an IELTS if they produce transcripts for the last three years of their study in an English language course. 

Australian top universities without IELTS for you to secure admission in universities without IELTS-
  1. The University of Queensland– You can secure admission to this university if your previous degree was taught in English or if you have professional experience in an English-speaking work environment. This is one of the top universities to study abroad without IELTS.
  2. The University of Adelaide – You can secure admission to this university without IELTS if your previous degree was taught in English or if you are willing to enroll in an English preparatory course. 
  3. Bond University – This university admits students without IELTS if they produce a relevant PTE certificate or C1 Advanced certificate.
  4. Swinburne University of Technology  You can secure admission to this university without IELTS if your previous degree was taught in English, if you attend an English language course, or if you can provide a PTE or Common European Framework certificate as proof of your English proficiency. 

Going further, some of the top universities in the UK for you to secure admission in universities without IELTS – The University of Warwick, Birmingham City University, The University of Bristol, London Southbank University, Northumbria University,  The University of Bolton, Portsmouth University, Aston University, Swansea University, and The University of Plymouth.

Some of the top universities in Germany without IELTS requirements include the University of Kaiserslautern, University of Siegen, Free University of Berlin, University of Giessen, University of Koblenz and Landau, and the Braunschweig University of Technology (TU Braunschweig)

Shortlist your chosen colleges wisely, not just on the basis of them offering an IELTS waiver but their curriculum, reputation, and the faculty. Also, make sure that the countries you apply to don’t make TOEFL a compulsory requirement for the issuance of student visas. 

We hope you enjoyed this blog on the top universities without IELTS. To know more about related fields, do check out our other blogs.

7 Common Student Money Problems And How To Overcome Them

University can be an exciting place for growth and self-discovery, but it’s also a place where many young adults develop poor money management habits. If not addressed, these bad habits can often stick with students long after they’ve graduated. Check out this blog to be aware of the 7 most common student money problems and also learn some tips and tricks to overcome them.

Student Money #1 Problem 

Not Taking Advantage of Financial Aid

By not applying for financial aid, which comes in the form of grants, federal loans and work-study programs, you are creating a mountain of problems that will sting you after you graduate. 


Take time to search for different forms of financial aid. This could mean browsing the internet for scholarships, grants, education loans, etc. One of the best sources of financial aid for students, especially in the USA, is Free Application for Federal Student Aid (FAFSA). By filling out a Free Application for Federal Student Aid (FAFSA), you could get additional funding for your college expenses.

There are organizations out there like UniCreds and UniScholarz that allow students to access financial aid in the most hassle-free way.

With UniCreds, students can find a safe and reliable education loan that covers 100% of their study abroad expenses. Moreover, they can find education loans that are collateral-free and have low interest rates. Simply head over to UniCreds and book a free consultation session with an experienced advisor. 

UniScholarz allows students to find the most popular scholarship programmes in the world, on one platform. Students who wish to study abroad in countries like the UK, the USA, Australia, Canada, Ireland, Spain, France, and many other countries, can sign up for free and find the best scholarships that match their academic profiles. Go to the UniScholarz website today and apply to as many scholarships as you like, free of charge!

Student Money #2 Problem 

Not Tracking Your Expenditure

One of the main student money problems is finding out where your money goes. Debit cards and credit cards cause many students to develop bad money habits as there is a fine line between what they can afford to pay for and what they can afford payments on blurs.


Solid money management is being aware of where your money goes. While figuring it out might be laborious, this practice has proven to be very useful even for the most seasoned finance professional. We recommend that you track your spending for at least 2 weeks. You can use a little notebook or an app to track where your money is going. You might want to track what you spend on certain types of expenses, e.g. coffee or drinks out, or maybe tracking what you spend in certain stores. Either way, you need to have at least 2 weeks’ worth of spending information jotted down. And just be sure to track what you’re actually spending, not what you think you should be spending.

Student Money #3 Problem 

Not Creating a Basic Budget

We bet you won’t be surprised if we tell you that one of the most common financial problems for university students is not having a budget. Without the help of a basic budget, students may have a hard time keeping their money in good order. 


You need to first be serious about creating a budget. Start by listing your expenses — such as tuition, rent, books, food, school supplies, computer equipment, clothing and entertainment — and income. Don’t forget to include one-time expenses, which can consist of things like travel costs for spring break and the holidays.

Then you need to set limits to how much you will spend on specific categories. For instance, dining out or entertainment. If it’s your first time creating a budget, you can ask your parents or an older sibling who has gone through the ropes to assist you. Also, if you receive financial aid and get a refund check, which can happen if there’s more money than what’s needed to cover your student account bank balance, develop a plan for how you’ll spend that money. Remember: If it’s coming from student loans, it’s money you’ll need to pay back eventually. So earmarked funds for that.

Student Money #4 Problem 

Not Knowing the Difference Between Wants & Needs

Are you frequently bombarded with photos of enticing items with convenient “purchase now” buttons? Many individuals are more likely to acquire things they don’t need in the digital era. Don’t be a victim of frivolous shopping.


But before you make an impulsive purchase, take a step back and ask yourself these 3 questions:

  • Will this product make my life easier?
  • How will this product add value to my life?
  • How many times will I actually use this product?

Of course, you will occasionally buy a “want,” but making a 30-day list could help you curb your spending. Make a list of non-essential items that you want, and if you still have that nagging desire for something after 30 days, only then consider making the purchase. Then, look into ways you can get a deal, such as using an online coupon or student loyalty cards or purchasing the item during a sale.

Student Money #5 Problem 

Not Creating A Plan To Pay Off Your Debt

If you have student debt (like repaying multiple student loans) that has slowly accumulated over a number of years, you need realistic debt solutions that work for your lifestyle and not quick fixes that you can’t live with for the long term. 


Keep in mind that dealing with debt sooner rather than later leaves you with a lot more financial freedom. That said, many people delay getting debt help because they’re either embarrassed or don’t know what to do. Here are some tried and tested solutions to dealing with your student debt:

  • Pay more than the minimum
  • Spend less than you plan to spend
  • Pay off your most expensive debts first
  • Buy a quality used car rather than a new one
  • Reduce your grocery bill
  • Get a second job and pay down your debt aggressively
  • Track your spending and identify areas to cut back
  • Get a consolidation loan
  • Speak with a credit counsellor

Student Money #6 Problem 

Not Improving Your Level of Financial Literacy

One of the best things any high-level university could instil in its students is the desire to learn more. However, many graduates still have a very basic level of financial literacy. This problem could leave you with crippling financial debt even years after you graduate.


Any degree of learning from our mistakes is worthwhile, especially when we’re educating ourselves about how to manage our money and debt better. Improving one’s level of financial literacy is always worthwhile. But remember, there’s no sprint to the finish line; it’s all about the journey. Here are some ways you can become a master at managing your finances – 

  • Subscribe to financial newsletters
  • Listen to financial podcasts
  • Read personal finance books
  • Use social media
  • Start keeping a budget
  • Talk to a financial professional

Student Money #7 Problem 

Credit Card Trouble

A credit card is a great tool to help you meet costs, but it is a very bad idea when you have no proper income. Common risks include getting caught in a debt trap and only being able to pay off your interest while making little impact on the debt itself. 


The greatest approach to prevent this type of debt is to avoid it in the first place. If you do find yourself in trouble, prioritise paying off this debt. Cut back on everything you can, seek financial aid from relatives, and search for methods to generate extra money to pay off the debt. If you believe you have the financial acumen to handle a credit card, then read this blog on Best Credit Cards for International Students 2021 to get an idea of the best credit cards in the market.

We hope you enjoyed reading this blog on 7 Common Student Money Problems And How To Overcome Them. Also, do not forget to check out some of our other blogs like – 

Your Guide To UK’s University Clearing and Adjustment 2021

If you aspire to study in the UK but have been unable to find a place to study because you’re late in seeking admissions or didn’t meet the eligibility requirements of your target college, you can still turn your dream into reality. With the help of University Clearing and Adjustment in 2021, you will be able to study your choice of degree at one of the leading universities in the UK. 

Before guiding you through the UCAS Clearing and Adjustment process, let us first understand what clearance and adjustment in the UK is. 

What Is UCAS Clearing And Adjustment in the UK? 

Clearing is the system employed by the Universities and Colleges Admissions Service in the UK (UCAS) and UK universities at the end of the academic year to fill course places that haven’t been filled up. Every year thousands of places are allocated this way, and it’s certainly not about getting rid of the courses that nobody wants.

There are lots of reasons why places may not be filled. Clearing is ideal for students who have missed out on the university requirements because they were unable to attain the required grades or for those who got better grades than they expected. Whatever your situation, Clearing is designed to help you get everything sorted on a course you’ll love. 

UCAS Adjustment 2021 

Adjustment is a chance for you to reconsider where and what to study, especially if you got better grades than you expected. If you have accepted a conditional choice and therefore turned it into an unconditional choice – you could potentially swap your place for one on another course you prefer.

It’s entirely optional, and a lot of competitive courses will be full – but other applicants might have missed their conditions or swapped a course too, so it is always worth it to see what’s available. Adjustment is available from A level results day, until 18 August 2021.

Looking for loans without collateral for your study abroad dreams? We’ve got you covered. All you have to do is, fill the form on this page! 

Clearing Plus

If you find yourself seeking University Clearing and Adjustment in 2021, UCAS will match you to courses you may be interested in on priority, using what they know about you from your application, and what universities and colleges are looking for in a student. UCAS will match the right student to the right university with the right degree

If you’re unplaced or have started a new application, a button will appear in Track – ‘My matches’ in your application. This will take you to your top 50 course matches. You’ll then be able to select the universities and colleges you’re interested in. If they still have vacancies and you meet their entry requirements, you may get a callback.

Here are the five things you should know before applying for UCAS Adjustment through Clearing Plus: 

  1. Everyone has a match: First, UCAS will match you to every course. UCAS will then take from you all your information such as, your choices and your qualifications, what universities and colleges are looking for, and what previous students like you have studied. 
  2. You can do this for multiple years: If you’re a new applicant, you’ll still be matched to every course. Instead of filtering your matches by your previous choices, UCAS will base your matches on the qualifications.
  3. You have several options: You don’t have to settle for less. You can still browse all courses (if you do not like the one UCAS matched you with) with the Clearing vacancies search tool. Find a course, contact the uni, add a Clearing choice. It’s that simple. However, remember that saying you’re interested in a course through Clearing Plus doesn’t guarantee an offer.
  4. Don’t apply for Clearing plus if you have better grades than expected: In this case, you must apply for Clearing Adjustment instead of Clearing plus. 

How To Apply For University Clearing and Adjustment In 2021?

Step 1: Asking for Advice 

The first step in applying for UCAS Adjustment and Clearing is to seek advice from your school, college, centre, or careers office; they will talk you through alternative courses/subjects. If you’re applying independently, you’ll find everything you need to know about the Clearing process on ucas.com. 

Step 2: Research the Subjects Available 

Use the search tool to find courses which is the only official vacancy list, so it is always up-to-date. Consider different subjects so that you do not limit yourself to just a few choices. If you want to mix things up a little, you may also choose the joint degree programs. All universities update their course information regularly. You might not find the exact unis/colleges/courses you were looking for, some might be full, but some might get vacancies on a later date. 

Step 3: Add your Clearing Choice in Track

Only add a Clearing choice once you have permission from the university or college.    

  • Click ‘Add Clearing choice’, and fill in the course details by the date the university/college gave you on the phone.
  • This counts as you definitely accepting the offer from the university, so if they confirm, it’ll show as an acceptance on your ‘Choices’ page in Track.
  • You can only add one choice at a time, but if the university/college doesn’t confirm your place, you’ll be able to add another.

Thanks for reading this blog on Guide To UCAS Clearing 2021. If you are interested in learning more about student finances and studying abroad, the following articles should interest you: 

  1. 9 Common Financial Terms That You’ll Come Across As A Student
  2. 8 Best Finance Books of All Time That You Must Read
  3. How To Manage Finances Effectively As A Student

What Is It Like To Study In Switzerland For International Students?

Switzerland is without a doubt one of the most beautiful nations in Europe. With a population of over eight million people, the country’s world-class institutions attract a large number of potential students searching for a good education. This country has a truly international flavour, thanks to influences from surrounding countries such as France, Italy, and Germany. If you’re an international student who wishes to study in Switzerland, trust me it’s going to be one of the most memorable experiences of sorts. In this article, you can explore everything you need to know regarding studying in Switzerland for international students.

Switzerland is one of the top study abroad destinations due to its affordable study costs and high living standards. The country’s higher education system is likewise well-known across the world for its strong educational and research standards. With Switzerland being a significant tourist destination in Europe, hotel and hospitality management is one of the most sought-after fields of study.

Cost Of Studying In Switzerland

Compared to other countries offering study abroad opportunities to international students, you do not have to worry much about your tuition fees to study in Switzerland. The Swiss education system is mostly public-funded, making it one of the most affordable places to study abroad. On average, your fees can range from 15,000 Swiss Francs to 40,000 Swiss Francs per year. For international students, the Switzerland study abroad costs might add up to a few extra Swiss Francs at some universities.

An application to any university in Switzerland costs between 50 and 250 Swiss Francs, depending on the cost of study in Switzerland. In addition, academic entry exams would cost approximately $500, with score reports for standard tests to study abroad such as the GMAT, TOEFL, and IELTS costing around $50.

Cost Of Living In Switzerland

As an international student, your tuition fees are pretty affordable, especially if you apply for scholarships to study in Switzerland. But you should keep in mind that you have other costs to bear in mind, and they are as follows:

  • Accommodation
  • Food
  • Transportation
  • Supplies
  • Other activities

The average monthly cost of living in Switzerland for a student is about 1165 Swiss Francs to 1630 Swiss Francs. However, living expenditures, excluding study fees, differ depending on where you reside. If you want to live comfortably, you need to set aside between 1,000 and 1,400 EUR each month.

If you’re an international student who requires financial aid and wishes to apply for an education loan, make sure you fill out the form in this blog.

Top Switzerland Universities For International Students

If you wish to study in Switzerland, there are top-notch universities offering a wide range of courses and catering to the requirements of international students. The degrees acquired at Swiss universities are recognized around the globe. Moreover, with a large number of international students flooding the country, Swiss universities have adapted programmes in English. The following is a list of the top universities in Switzerland offering programmes in English as well as regional languages:

EU Business School

The EU Business School, founded in 1973, is an institution that provides the foundation, bachelor’s, master’s, MBA, and doctorate programmes in areas that enhance entrepreneurship, innovation, and leadership. The school invites students to participate in exchange programmes, both within Europe and with partner institutions across the world, through its global network. If you are planning to study in Switzerland at an English medium university, EU business school would top the list.

American University In Switzerland

Founded in 1963 as the American College of Switzerland, the institution changed its name to the American University in Switzerland in order to reflect its expanding worldwide education stature. This international institution is one of Switzerland’s top universities and provides business degrees at the bachelor’s, master’s, and doctoral levels, as well as a summer programme.

International University In Geneva

Geneva International University is a non-profit Swiss Foundation of Higher Education that was formed in 1997. It is one of Switzerland’s top 10 business schools, and with graduate and undergraduate programmes, it is an excellent choice for foreign students to study in Switzerland. All undergraduate programmes result in a double degree: students graduate with a specialised degree from the International University in Geneva and a BSc (Hons) in Business Management from the University of Plymouth (UK).

Business And Hotel Management School Of Switzerland

BHMS is one of the world’s most prestigious hospitality schools. Its distinguishing feature is that it has developed the fastest BA degrees without jeopardizing the quality of education. What they have done is that they’ve combined 18 months of studying with an 18 month paid internship. The institution also has a Preparatory English Programme to ensure students maximize their development before starting a full academic programme.

Other Swiss Universities That Are In Demand

Apart from the aforementioned universities, the following universities are known for offering some of the most popular courses that are in demand by international students:

  • University of Geneva
  • University of Bern
  • University of Applied Sciences Northwestern Switzerland
  • University of Basel
  • University of Lausanne

Thank you for reading this blog on What Is It Like To Study In Switzerland For International Students. If you’d like to read more, here are some blogs that might be of interest to you: