UniCreds posts

Credit reports track your financial health and they communicate your behaviour as a borrower. Having negative indications on this report can...

Debt is an integral part of our life. Now because not many of us are billionaires and we don't have a seven-digit bank balance throughout the year,...

Loans are usually offered only when the collateral involved is good enough to cover a certain percentage of the principal, isn’t it? Although not...

Debt is a key indicator of your financial condition. Ensuring your debt is at a manageable level is one of the foundations of good financial health....

You may wonder: Do colleges that offer 100% financial aid actually exist? Well, the answer is yes! They do exist and there are plenty of such...

Student Loans are indeed student-friendly. You as a student are given priority and your education matters the most to all federals and lenders. This...

Student loans are a great way to finance your education. However, the drawback here is the high-interest rates and the compulsion of borrowing the...

The word ‘interest’ has two meanings. One that is liked by everyone and the other which is not-so liked by everyone. As long as ‘interest’ implies...

The debt-to-income ratio often surprises a lot of loan applicants who always thought of themselves as good money managers. I am not just talking...