UniCreds posts

Let me be blunt. If you are looking for a quick answer to the question - Do student loans affect your debt-to-income ratio? - then the answer is...

In situations where you are all drowning in debt, you may have heard one particular phrase from quite a lot of people -- Debt Restructuring. It is...

Do you know what the most frustrating part of student loans is? Undoubtedly, the time when you have not started earning enough to pay off the...

The Federal Direct Graduate PLUS Loan (Grad PLUS Loan) is a fixed interest loan programme that enables graduate or professional students to borrow...

Credit reports track your financial health and they communicate your behaviour as a borrower. Having negative indications on this report can...

Debt is an integral part of our life. Now because not many of us are billionaires and we don't have a seven-digit bank balance throughout the year,...

Loans are usually offered only when the collateral involved is good enough to cover a certain percentage of the principal, isn’t it? Although not...

Debt is a key indicator of your financial condition. Ensuring your debt is at a manageable level is one of the foundations of good financial health....

You may wonder: Do colleges that offer 100% financial aid actually exist? Well, the answer is yes! They do exist and there are plenty of such...

Student Loans are indeed student-friendly. You as a student are given priority and your education matters the most to all federals and lenders. This...