AVANSE Global - Education Loan
NBFC
Collateral free loans available
Loan Margin : NIL
3 days avg loan processing time
Margin
NIL
Collateral
No
Loan Tenure
Upto 15 Years
Processing fee
3.99% onwards
Early Repayment
No
Living Cost
No
Secured Loan
Amount
Up To 0
Un-Secured Loan
Amount
Up To 2Lac
UniCreds Guarantee
100% transparent process
Fast loan processing
Free of cost service
No hidden fees
Feature
Loan Amount - Upto $1,50,000 unsecured
Margin Money - Nil
Processing Fee - upto 3.99
Processing Time - upto 3 Days
Loan Tenure - Minimum- 10 years
Maximum - 15years
Prepayment Charges - Nil
Repayment Holiday - Moratorium Period Offered 12 months to 36 months subjective to the course duration.
Countries Covered - USA
| Features | Education Loan Details |
|---|---|
| Loan amount | Upto ₹2Lac (Without Collateral) Upto $1,50,000 unsecured |
| Margin money | Nil |
| Interest rate | 10-12% |
| Processing fee | 3.99% onwards upto 3.99 |
| Processing time | 3 Days upto 3 Days |
| Loan tenure | 15 Years Minimum- 10 years Maximum- 15years |
| Prepayment charges | Nil |
| Repayment holiday | Moratorium Period Offered 12 months to 36 months subjective to the course duration. |
| Countries covered | USA |
Looking for
Faster and
streamlined Process?
100% Transparency
100% Free
Our education loan counsellors will stay by your side every step of the way and recommend the best partner and guide you through the loan applying and sanctioning process.
Eligibility
Program and Institution
- It is a must that your preferred master's program be part of AVANSE Globals colleges. UniCreds will assist you in determining if you pre-qualify for the program.
Residency
- You must be a citizen of a country with AVANSE Global nationality and cannot reside in the country you'll be studying in (some exceptions are allowed). UniCreds can furnish information on the candidates that are eligible for study as well as residency requirements.
Academic Record
- A good academic background is a good indication of how serious you are about your studies and your later career.
Future Earning Potential
- In light of your potential career trajectory and likely income, AVANSE Global will guarantee loan repayment that is not financially burdensome. They do it utilising the data-driven method for the evaluation.
Financial History
- By making regular payments and maintaining a good credit history, you show your financial discipline, which can improve the overall impression of your application.
Benefits
Streamlined Process & Expert Guidance
- Our team of experts is well-versed in AVANSE Globals loan options and eligibility criteria. We can help you: - Verify program and university eligibility for AVANSE Global loans, saving you time and effort. - Navigate the entire application process, ensuring you submit all necessary documentation correctly.
Complementary Financial Solutions
- UniCreds offers a variety of banking products and services specifically designed to support international students. This may include: - Student bank accounts with special features for international students, simplifying financial management. - Competitive foreign exchange rates to help you manage your living expenses abroad effectively. - Additional loan or credit card options to cover unforeseen costs or supplement your AVANSE Globals loan.
Dedicated Point of Contact
- Throughout your educational journey, you'll have a dedicated point of contact at UniCreds who understands your unique needs as an international student. This ensures you receive personalised support and guidance whenever needed.
Low Turnaround Time
- Get a decision on your loan application quickly. We understand the importance of timely funding for your education abroad.
100% Free Cost of Services
- There are no hidden charges or fees for using UniCreds' services. We help you find the best loan option without any additional financial burden.
Higher Chance of Approval
- Our expert guidance and personalised approach improve your chances of securing the loan you need to pursue your academic dreams.
Benefits Of Getting Your Education Loan Through UniCreds
Get Guidance at every step of your loan application
We ensure 100% transparency throughout the education loan process.Our education loan counsellors will stay by your side every step of the way.
Need Guidance Faster? Call us at:
18001217661
Help us with a few details.
Need Guidance Faster? Call us at:
18001217661
How to Apply
Step 1: Check Your Eligibility (Right Here!)
- Use our handy eligibility tool to see if your desired program and university meet AVANSE Globals criteria. No need to leave our website or navigate multiple sites! This quick check won't impact your credit score.
- Unsure about a program or university? Our dedicated support team is just a chat away! They can help you explore options and ensure a good fit for both your academic goals and AVANSE Globals eligibility requirements.
Step 2: Walking with UniCreds' Experts
- AVANSE Global has a wide range of loan products to cater to your needs. Check with them directly on our website or just reach out to a UniCreds advisor for customized support, whenever needed. Please let us know if you have questions about different loan structures, interest rates, and repayment terms so that we can suggest an option that can match your finances.
Step 3: Assessment and Pre-Qualification Simplified
- Apply via AVANSE Global easy pre-qualification form to complete the application process via our interface. This will give you a general view (if you are eligible or not), and it will not touch your credit score.
Step 4: Get Your Documents Ready
- Once you are pre-qualified, you will need to submit some supporting documents, including academic records, enrollment certificates, and financial statements. UniCreds offers assistance on this process, aiming to have everything in order before any delay in your application submission.
Step 5: Loan Approval and Disbursement
- AVANSE Global will review the application and communicate to you the results of the application. Having been approved, funds will be remitted to your university, and this will pave the way for a successful beginning of your academic year.
Looking forFaster and
streamlined Process?
100% Transparency
100% Free
Our education loan counsellors will stay by your side every step of the way and recommend the best partner and guide you through the loan applying and sanctioning process.
Documents
Personal Documents
- Proof of Identity (Aadhaar Card, PAN Card, Voter ID, etc.) - Proof of Address (utility bills, rental agreement, etc.)
Academic Documents
- Acceptance letter from your chosen university abroad - Most recent academic transcripts (including mark sheets and degrees) - Standardised test scores (if required by the university, like GRE, GMAT, TOEFL, IELTS)
Financial Documents
- Income Tax Returns (ITR) of the applicant along with that of the co-applicant (if applicable), if any, for the last 3 years. - Revenue slips of the applicant and his/her co-applicant (if any) for the previous six months. - Bank statements of the applicant and (if applicable) the co-applicant for the last 6 months. - Expected cost of attendance statement sheet from your university (including tuition fees, accommodation, etc.)
Co-applicant
- Aadhar Card and Pan Card is required of Parents
Loan Repayment
Partial Interest/ Simple Interest offered during course duration and Direct EMI as per eligibility.
The displayed EMI amount is approximate & is subject to change based on various factors.
