INTERNATIONAL LENDERS
Collateral free loans available
Loan Margin : NIL
NA avg loan processing time
Margin
NIL
Collateral
No
Loan Tenure
Upto 20 Years
Processing fee
Nil
Early Repayment
No
Living Cost
No
Secured Loan
Amount
Up To 0
Un-Secured Loan
Amount
Up To 0
UniCreds Guarantee
100% transparent process
Fast loan processing
Free of cost service
No hidden fees
Ascent Funding aspires to provide access to education for millions of students who want to study abroad, based on the guiding premise that loans should expand your possibilities and not limit them. They believes that students are more than merely their credit score and hence offers them the opportunity to apply for education loans with or without a cosigner. Prospective students interested in pursuing undergraduate, graduate, coding boot camps, or accelerated learning programmes at qualified universities can apply for an Ascent abroad education loan and invest wisely in their education.
| Features | Education Loan Details |
|---|---|
| Loan amount | Minimum Loan Amount - $2,001 Maximum Loan Amount - $400,000 |
| Margin money | Nil |
| Processing fee | Nil |
| Processing time | Depends on student profile. |
| Loan tenure | 20 Years |
| Prepayment charges | Nil |
| Countries covered | USA |
Looking for
Faster and
streamlined Process?
100% Transparency
100% Free
Our education loan counsellors will stay by your side every step of the way and recommend the best partner and guide you through the loan applying and sanctioning process.
| Type | Requirement |
|---|---|
| For the Borrower & Co-Signer | Ascent Funding takes into account a variety of factors, including creditworthiness, school, programme, graduation date, major, tuition and fees, and others. Loans are available to college students (both undergraduate and graduate) who are enrolled at least half-time in a degree programme at a qualifying school. You must fulfil it's income standards if you are a student borrower without a cosigner and have at least two years of credit history. Student borrowers must have a minimum gross yearly income of $24,000* for the current and preceding years, as well as a monthly debt-to-income ratio of less than 50%. Co-signers must have a gross yearly income of at least $24,000* in the current and preceding years. |
| Eligible Courses | 1. MBA 2. Dental 3. Law 4. Medical 5. General & PhD |
Benefits Of Getting Your Education Loan Through UniCreds
We ensure 100% transparency throughout the education loan process.Our education loan counsellors will stay by your side every step of the way.
Need Guidance Faster? Call us at:
18001217661
Help us with a few details.
Need Guidance Faster? Call us at:
18001217661
Apply Online
Documentation
Loan Approval
Loan Disbursal
Looking forFaster and
streamlined Process?
100% Transparency
100% Free
Our education loan counsellors will stay by your side every step of the way and recommend the best partner and guide you through the loan applying and sanctioning process.
| Type | Documents Required |
|---|---|
| For Borrowers | STUDENT: 1. Pan Card 2. Aadhar Card 3. Passport 4. University Admission Letter 5. Entrance Score Card - GRE/ GMAT/ TOEFL/ IELTS, etc. 6. Academic: 10th, 12th & Degree - All semester Individual Marksheets 7. Resume 8. Name, Address, Contact and Email ID of 2 References (Friends/ Family/ Neighbors) 9. 3 months Salary slips (If Applicable) 10. 6 months Bank Statements (If Applicable) 11. Form 16 / ITR (If Applicable) MOTHER & FATHER (BOTH COMPULSORY): 1. Pan Card 2. Aadhar Card 3. Mobile Number & Email ID |
| Co-Signer | CO-SIGNER (Salaried-Job): 1. PAN Card & Aadhar card 2. Latest 3 months salary slips 3. Latest 1 Year Salary Credited Bank Statements 4. Latest 2 Years Form 16 5. Electricity Bill 6. Mobile Number & Email ID IF CO-SIGNER (Self Employed/Business): 1. PAN Card & Aadhar card 2. Latest 2 year ITR with Computation income, Profit & Loss and Balance sheet 3. Business proof (GST, UDHYAM ADHAR, and GUMASTA) 4. Latest 1 Year Bank Statement (Income Credited) 5. Electricity Bill 6. Mobile Number & Email ID |
| Collateral Loan | Collateral Documents: 1. Registered Sale Agreement (All chains) 2. Share Certificate 3. All Property Related Documents- e.g- Sanction Plan, Tax paid Receipt 4. NA conversion certificate in case of Plot. 5. OC/CC and Approved Building Plan. 6. 7/12 Extract 7. Society NOC 8. Any other Documents associated with Property |
For borrowers in financial hardship, payments may be suspended at the lender's discretion. While the borrower is in college, Ascent provides three different repayment options. Fully deferred, interest-only, and $25 minimum repayment options are among them.
Some variable-rate graduate student loans may have a repayment duration of up to 20 years*, while other variable-rate loans may have a repayment length of 15 years and fixed-rate loans may have a repayment time of 15 years. The minimum loan amount starts from $2,001, and students must be enrolled at least half-time at a qualifying school.
The displayed EMI amount is approximate & is subject to change based on various factors.
United States
Registration was very simple process and I was assigned with an employee who clarified all my doubts at one place. I just submitted all required documents to them and got all the best deals details available for me. I never imagined my loan process will go so smooth. I had got loan approved in 2-3 weeks.
Ireland
Had a very much welcoming experience from unicreds and team. I did get an immediate response from one of the bank after submitting all required documents with unicreds. Overall a great experience for a first timer availing service from unicreds. Thanks and keep up the good work team and always do the right things 👍🏻
Frequently Asked Questions
