Yes Bank - Education Loan
PRIVATE BANKS
Collateral free loans available
Loan Margin : NIL
7 days avg loan processing time
Margin
NIL
Collateral
Collateral free loans available
Loan Tenure
Upto 15 Years
Processing fee
0.5% to 1.0%
Early Repayment
Yes
Living Cost
Yes
Secured Loan
Amount
Up To 2Cr
Un-Secured Loan
Amount
Up To 50Lac
UniCreds Guarantee
Quick Loan Sanctions
100% Transparency
No Hidden Fees
24x7 Support
Feature
Applying for loan from UniCreds at YES Bank will help you get the best ROI and the lowest PF and premium service by UniCreds wherein we would do the negotiations and the process on your behalf for free, and in the fastest way possible, usually we make sure the loan is sanctioned in less than 7 days!!
| Features | Education Loan Details |
|---|---|
| Loan amount | Upto ₹2Cr (Collateral) Upto ₹50Lac (Without Collateral) |
| Margin money | Nil |
| Processing fee | 0.5% to 1.0% |
| Processing time | 7 Days (Up to) |
| Loan tenure | 15 Years |
| Prepayment charges | Nil |
Looking for
Faster and
streamlined Process?
100% Transparency
100% Free
Our education loan counsellors will stay by your side every step of the way and recommend the best partner and guide you through the loan applying and sanctioning process.
Eligibility
Benefits
Benefits Of Getting Your Education Loan Through UniCreds
Get Guidance at every step of your loan application
We ensure 100% transparency throughout the education loan process.Our education loan counsellors will stay by your side every step of the way.
Need Guidance Faster? Call us at:
18001217661
Start your journey now
Help us with a few details
Need Guidance Faster? Call us at:
18001217661
How to Apply
Looking forFaster and
streamlined Process?
100% Transparency
100% Free
Our education loan counsellors will stay by your side every step of the way and recommend the best partner and guide you through the loan applying and sanctioning process.
Documents
| Type | Documents Required |
|---|---|
| Borrower | Student: 1. Pan Card 2. Aadhar Card 3. Passport 4. University Admission Letter 5. Entrance Score Card - GRE/ GMAT/ TOEFL/ IELTS, etc. 6. Academic: 10th, 12th & Degree - All semester Individual Marksheets 7. Resume 8. Name, Address, Contact and Email ID of 2 References (Friends/ Family/ Neighbors) 9. 3 months Salary slips (If Applicable) 10. 6 months Bank Statements (If Applicable) 11. Form 16 / ITR (If Applicable) Mother & Father (Both Compulsory): 1. Pan Card 2. Aadhar Card 3. Mobile Number & Email ID |
| Co-Signer | Co-Signer 1. PAN Card & Aadhar card 2. Latest 3 months salary slips 3. Latest 1 Year Salary Credited Bank Statements 4. Latest 2 Years Form 16 5. Electricity Bill 6. Mobile Number & Email ID IF Co-Signer (Self Employed/Business) 1. PAN Card & Aadhar card 2. Latest 2 year ITR with Computation income, Profit & Loss and Balance sheet 3. Business proof (GST, UDHYAM ADHAR, and GUMASTA) 4. Latest 1 Year Bank Statement (Income Credited) 5. Electricity Bill 6. Mobile Number & Email ID IF CO-SIGNER (Farmer/Freelancer/Bluecollar jobs) 1. PAN Card & Aadhar card 2. Agricultural income certificate/ Income certificate 3. 6 Months bank statement 4. Electricity Bill |
| Collateral Loan | 1. Registered Sale Agreement (All chains) 2. Share Certificate 3. All Property Related Documents- e.g- Sanction Plan, Tax paid Receipt 4. NA conversion certificate in case of Plot. 5. OC/CC and Approved Building Plan. 6. 7/12 Extract 7. Society NOC 8. Any other Documents associated with Property |
Loan Repayment
The displayed EMI amount is approximate & is subject to change based on various factors.
