{"id":8312,"date":"2020-12-19T23:18:33","date_gmt":"2020-12-19T17:48:33","guid":{"rendered":"https:\/\/test-blog.unicreds.com\/blog\/?p=8312"},"modified":"2023-10-08T14:50:32","modified_gmt":"2023-10-08T09:20:32","slug":"how-to-handle-a-student-loan-while-unemployed","status":"publish","type":"post","link":"https:\/\/unicreds.com\/blog\/how-to-handle-a-student-loan-while-unemployed\/","title":{"rendered":"How To Handle Loans For Unemployed Students?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_75 counter-flat ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/unicreds.com\/blog\/how-to-handle-a-student-loan-while-unemployed\/#Apply_For_Unemployment_Loans_For_Unemployed_Students\" >Apply For Unemployment | Loans For Unemployed Students<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/unicreds.com\/blog\/how-to-handle-a-student-loan-while-unemployed\/#Pay_The_Loan_Interest\" >Pay The Loan Interest&nbsp;<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/unicreds.com\/blog\/how-to-handle-a-student-loan-while-unemployed\/#Starting_A_Side_Hustle\" >Starting A Side Hustle<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/unicreds.com\/blog\/how-to-handle-a-student-loan-while-unemployed\/#Tap_Into_Your_Savings_For_Emergencies\" >Tap Into Your Savings For Emergencies<\/a><\/li><\/ul><\/nav><\/div>\n<div id=\"bsf_rt_marker\"><\/div>\n<p>If you&#8217;re unemployed, getting out of bed in the morning is tough already, if you&#8217;re left alone hunting for a job. Apply the burden of juggling the student loans to it, unemployment and student loan debt are not a pleasant mix. Loans for unemployed students is the worst nightmare possible. <\/p>\n\n\n\n<p>Unfortunately, there is nothing like snapping our fingers and making student loans vanish. Rather, we can give you some suggestions about how to handle loans for unemployed students.<\/p>\n\n\n\n<p>The first step you can take before you get through it, while unemployed, is to register for unemployment benefits if you are qualified. When you have expenses you ought to cover, any income is a step in the correct direction. Look up the unemployment conditions for your state and see whether you&#8217;re qualified and how much you will receive.<\/p>\n\n\n\n<p>After that, you ought to be sure the spending remains in place and that your student loan balance is still managed by you.<\/p>\n\n\n\n<p>It can take a long time to find a job as a <a href=\"https:\/\/uniacco.com\/blog\/how-to-write-a-cv-as-an-undergraduate-student\" target=\"_blank\" rel=\"noreferrer noopener\">recent graduate<\/a>, and even if you do so, there&#8217;s no promise of job security. It&#8217;s natural to feel freaked out on how to deal with your debt and handle loans for unemployed students. <\/p>\n\n\n\n<p>Fortunately, while you&#8217;re out of college, you have choices for handling your student loans. Here are other approaches to handle student loans while unemployed.<\/p>\n\n\n\n<p>Steps that you should take to handle loans for unemployed students. <\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2020\/12\/18193525\/markus-spiske-ms6N-gBtbCQ-unsplash-1-min-1024x683.jpg\" alt=\"\" class=\"wp-image-8583\" srcset=\"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2020\/12\/18193525\/markus-spiske-ms6N-gBtbCQ-unsplash-1-min-980x653.jpg 980w, https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2020\/12\/18193525\/markus-spiske-ms6N-gBtbCQ-unsplash-1-min-480x320.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/><\/figure>\n\n\n\n<p>Having a straight mind is crucial when getting a loan while unemployed. When obtaining a credit card to fund costs, the last thing you want to do is to pile up high-interest loans before you can meet loan repayments on time. Instead, check for some other alternatives that, without contributing to the debt, might hold you on track.\u00a0<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Discuss With The Servicer Of Your Loan<\/strong> <\/h3>\n\n\n\n<p>For student loans, you never want to face delinquency or default. In certain areas of the U.S., the student loan delinquency rate is over 25 per cent and when you lose the job, get on the phone with the servicer as quickly as possible to stop being part of the figure.&nbsp;<\/p>\n\n\n\n<p>You can file for deferment or forbearance if you have federal loans, which enables you to delay the student loan repayment unemployed. You would not be liable for the debt that accrues on direct guaranteed loans through a deferment. This will be very helpful at the time when you handle loans for unemployed students.<\/p>\n\n\n\n<p>Much further, you can explore other payment choices, such as income-driven repayment arrangements, with your federal loan servicer. These arrangements adjust a proportion of your discretionary earnings to your monthly bill. You might also wind up with a $0 bill, while interest would continue to accrue.\u00a0<\/p>\n\n\n\n<p>You might not have as many opportunities for payment control for private student loans, so it&#8217;s also better to talk to the private student loan servicer. As with the government, some lenders have protections for borrowers, and you might also be allowed to place payments on pause for a couple of months.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Apply_For_Unemployment_Loans_For_Unemployed_Students\"><\/span><strong>Apply For Unemployment<\/strong> | Loans For Unemployed Students<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>To handle loans for unemployed students, you ought to apply for unemployment as soon as you&#8217;re out of a job if you&#8217;re registered. This is an easy means of ensuring that at least enough cash falls in to compensate for your everyday living expenses.<\/p>\n\n\n\n<p>Every state sets its own rules on how much unemployment money you should receive and for how long. For eg, you may receive up to $235 a week in Mississippi, although you might be eligible to claim as much as $823 in Massachusetts. It might not sound like a lot, but it might really hold you afloat for sure.&nbsp;<\/p>\n\n\n\n<p>To find out the procedure for applying, visit the employment website in your state. Be sure you understand what conditions you need to fulfil to continue receiving insurance long after filing for unemployment.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Pay_The_Loan_Interest\"><\/span><strong>Pay The Loan Interest&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>You should try to pay all interest charges, even though you have been fortunate to get a forbearance or deferment on the student loans. You may spend less than the average monthly bill, but still, if you&#8217;re out of employment, make sure your balance does not rise.\u00a0<\/p>\n\n\n\n<p>When you&#8217;re unemployed, it might seem better to stop having any payments at all, but you should know how much it would eventually contribute to your debt burden. Also, before applying for student loans with a streamlined method of obtaining a low-interest loan, you should contact <a href=\"https:\/\/unicreds.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">UniCreds<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Starting_A_Side_Hustle\"><\/span><strong>Starting A Side Hustle<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>When looking for work and finding ways to handle loans for unemployed students, try taking up a side hustle. Tap into the advantages of the thriving social economy or use Uber, TaskRabbit, DoorDash, or other related software to pick up <a href=\"https:\/\/uniacco.com\/blog\/part-time-jobs-in-melbourne-for-international-students\" target=\"_blank\" rel=\"noreferrer noopener\">part-time jobs.<\/a> Even freelance gigs are possible so you can operate from the convenience of your house.<\/p>\n\n\n\n<p>While unemployed, these opportunities will give you some extra cash, while also encouraging you to <a href=\"https:\/\/uniacco.com\/blog\/highest-paying-jobs-in-the-uk-that-you-should-be-aware-of\">attend job interviews<\/a> and networking opportunities to find the next full-time spot.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>&nbsp;Be Wise While Interviewing For New Jobs&nbsp;<\/strong><\/h3>\n\n\n\n<p>While you may feel anxious to start functioning full-time again, before you take the first role that comes up, remember the bigger picture. For starters, in this situation, you could be given a position that you don&#8217;t particularly want, choose it carefully considering the pros and cons of such a trade-off.<\/p>\n\n\n\n<p>Taking the time to research salary rates, because when it comes to negotiating with your prospective boss, will give you the evidence to get what you want.&nbsp;<\/p>\n\n\n\n<p><strong><em>Unsure of which loans to get? Get a FREE consultation by filling the form in this blog!<\/em><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Tap_Into_Your_Savings_For_Emergencies\"><\/span><strong>Tap Into Your Savings For Emergencies<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Do you know when your parents told you to have at least three months of <a href=\"https:\/\/uniacco.com\/blog\/best-money-saving-apps\" target=\"_blank\" rel=\"noreferrer noopener\">savings expenses<\/a>? That&#8217;s the explanation why.<\/p>\n\n\n\n<p>You should really strive to have an emergency savings fund because if you have one, that is a perfect reason to use it to clean you up when you are searching for another career.&nbsp; Then, once you\u2019re back to work and your <a href=\"https:\/\/uniacco.com\/blog\/a-complete-guide-on-how-to-get-student-loans-in-india-for-studying-abroad\" target=\"_blank\" rel=\"noreferrer noopener\">student loans<\/a> are under control, make replenishing that emergency fund a top priority.<\/p>\n\n\n\n<p>You may feel bad about your job loss and worried about the future. So don&#8217;t kick yourself over your student loan debt and instead take advantage of whatever options you have to keep making payments to figure it out. This is how you can handle loans for unemployed students.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>What Do You Ought To Do About-Payments That Are Late?<\/strong><\/h3>\n\n\n\n<p>For federal loans, the very first day that you skip a bill, the debt becomes delinquent. Even if you start making payments again, your loan account will remain delinquent until you repay the past due amount or make other arrangements such as forbearance, deference, or making a change in your repayment plan.&nbsp;<\/p>\n\n\n\n<p>Your employer can report the delinquency to the three major credit reporting offices if you are more than 90 days overdue on a student loan. Your credit score would be reduced by reporting this delinquency, making it more challenging to apply for credit cards, vehicles, or home loans.<\/p>\n\n\n\n<p>Things get harder if a student loan defaults on you. You can default on repayment on most federal student loans if you have not made a payment of more than 270 days. You forfeit permission to receive federal student aid if you default on a loan and you might even face legal repercussions.<\/p>\n\n\n\n<p><strong><em>If you liked this blog on unemployed student loans and found it useful, then make sure you check out our other informative blogs linked below!<\/em><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><em><a href=\"https:\/\/unicreds.com\/blog\/letter-of-recommendation-types\" target=\"_blank\" rel=\"noreferrer noopener\">Letter of recommendation types and tips<\/a><\/em><\/strong><\/li>\n\n\n\n<li><strong><em><a href=\"https:\/\/unicreds.com\/blog\/floating-rate\" target=\"_blank\" rel=\"noreferrer noopener\">All you need to know about floating interest rates<\/a><\/em><\/strong><\/li>\n\n\n\n<li><strong><em><a href=\"https:\/\/unicreds.com\/blog\/how-to-build-an-emergency-fund\" target=\"_blank\" rel=\"noreferrer noopener\">How to build an emergency fund?<\/a><\/em><\/strong><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>If you&#8217;re unemployed, getting out of bed in the morning is tough already, if you&#8217;re left alone hunting for a job. Apply the burden of juggling the student loans to it, unemployment and student loan debt are not a pleasant mix. Loans for unemployed students is the worst nightmare possible. Unfortunately, there is nothing like [&hellip;]<\/p>\n","protected":false},"author":91,"featured_media":26431,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"off","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[2578],"tags":[],"class_list":["post-8312","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-student-loan"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How To Handle Loans For Unemployed Students? - UniCreds Blog<\/title>\n<meta name=\"description\" content=\"You do have options for managing your student loans while you\u2019re out of work. Here are some ways to handle loans for unemployed students\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/unicreds.com\/blog\/how-to-handle-a-student-loan-while-unemployed\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How To Handle Loans For Unemployed Students? - UniCreds Blog\" \/>\n<meta property=\"og:description\" content=\"You do have options for managing your student loans while you\u2019re out of work. Here are some ways to handle loans for unemployed students\" \/>\n<meta property=\"og:url\" content=\"https:\/\/unicreds.com\/blog\/how-to-handle-a-student-loan-while-unemployed\/\" \/>\n<meta property=\"og:site_name\" content=\"UniCreds Blog\" \/>\n<meta property=\"article:published_time\" content=\"2020-12-19T17:48:33+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-10-08T09:20:32+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2020\/12\/01154116\/UNICREDS-3.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"683\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"UniCreds\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"UniCreds\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/unicreds.com\/blog\/how-to-handle-a-student-loan-while-unemployed\/\",\"url\":\"https:\/\/unicreds.com\/blog\/how-to-handle-a-student-loan-while-unemployed\/\",\"name\":\"How To Handle Loans For Unemployed Students? - UniCreds Blog\",\"isPartOf\":{\"@id\":\"https:\/\/unicreds.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/unicreds.com\/blog\/how-to-handle-a-student-loan-while-unemployed\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/unicreds.com\/blog\/how-to-handle-a-student-loan-while-unemployed\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2020\/12\/01154116\/UNICREDS-3.jpg\",\"datePublished\":\"2020-12-19T17:48:33+00:00\",\"dateModified\":\"2023-10-08T09:20:32+00:00\",\"author\":{\"@id\":\"https:\/\/unicreds.com\/blog\/#\/schema\/person\/f657f563277e53c7ad5c3ba7f272cffd\"},\"description\":\"You do have options for managing your student loans while you\u2019re out of work. Here are some ways to handle loans for unemployed students\",\"breadcrumb\":{\"@id\":\"https:\/\/unicreds.com\/blog\/how-to-handle-a-student-loan-while-unemployed\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/unicreds.com\/blog\/how-to-handle-a-student-loan-while-unemployed\/\"]}],\"hasPart\":[{\"@type\":\"SiteNavigationElement\",\"name\":\"Table of Contents\",\"url\":\"https:\/\/unicreds.com\/blog\/how-to-handle-a-student-loan-while-unemployed\/#ez-toc\",\"position\":1,\"hasPart\":[{\"@type\":\"SiteNavigationElement\",\"name\":\"Apply For Unemployment | Loans For Unemployed Students\",\"url\":\"https:\/\/unicreds.com\/blog\/how-to-handle-a-student-loan-while-unemployed\/#apply-for-unemployment-loans-for-unemployed-students\",\"position\":2},{\"@type\":\"SiteNavigationElement\",\"name\":\"Pay The Loan Interest&nbsp;\",\"url\":\"https:\/\/unicreds.com\/blog\/how-to-handle-a-student-loan-while-unemployed\/#pay-the-loan-interest\",\"position\":3},{\"@type\":\"SiteNavigationElement\",\"name\":\"Starting A Side Hustle\",\"url\":\"https:\/\/unicreds.com\/blog\/how-to-handle-a-student-loan-while-unemployed\/#starting-a-side-hustle\",\"position\":4},{\"@type\":\"SiteNavigationElement\",\"name\":\"Tap Into Your Savings For Emergencies\",\"url\":\"https:\/\/unicreds.com\/blog\/how-to-handle-a-student-loan-while-unemployed\/#tap-into-your-savings-for-emergencies\",\"position\":5}]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/unicreds.com\/blog\/how-to-handle-a-student-loan-while-unemployed\/#primaryimage\",\"url\":\"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2020\/12\/01154116\/UNICREDS-3.jpg\",\"contentUrl\":\"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2020\/12\/01154116\/UNICREDS-3.jpg\",\"width\":1200,\"height\":683,\"caption\":\"How To Handle Loans For Unemployed Students?\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/unicreds.com\/blog\/how-to-handle-a-student-loan-while-unemployed\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Blog\",\"item\":\"https:\/\/unicreds.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Student Loan\",\"item\":\"https:\/\/unicreds.com\/blog\/category\/student-loan\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"How To Handle Loans For Unemployed Students?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/unicreds.com\/blog\/#website\",\"url\":\"https:\/\/unicreds.com\/blog\/\",\"name\":\"UniCreds Blog\",\"description\":\"Your Guide To Abroad Education Loan\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/unicreds.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/unicreds.com\/blog\/#\/schema\/person\/f657f563277e53c7ad5c3ba7f272cffd\",\"name\":\"UniCreds\",\"url\":\"https:\/\/unicreds.com\/blog\/author\/uc_unicreds\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"How To Handle Loans For Unemployed Students? - UniCreds Blog","description":"You do have options for managing your student loans while you\u2019re out of work. Here are some ways to handle loans for unemployed students","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/unicreds.com\/blog\/how-to-handle-a-student-loan-while-unemployed\/","og_locale":"en_US","og_type":"article","og_title":"How To Handle Loans For Unemployed Students? - UniCreds Blog","og_description":"You do have options for managing your student loans while you\u2019re out of work. Here are some ways to handle loans for unemployed students","og_url":"https:\/\/unicreds.com\/blog\/how-to-handle-a-student-loan-while-unemployed\/","og_site_name":"UniCreds Blog","article_published_time":"2020-12-19T17:48:33+00:00","article_modified_time":"2023-10-08T09:20:32+00:00","og_image":[{"width":1200,"height":683,"url":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2020\/12\/01154116\/UNICREDS-3.jpg","type":"image\/jpeg"}],"author":"UniCreds","twitter_card":"summary_large_image","twitter_misc":{"Written by":"UniCreds","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/unicreds.com\/blog\/how-to-handle-a-student-loan-while-unemployed\/","url":"https:\/\/unicreds.com\/blog\/how-to-handle-a-student-loan-while-unemployed\/","name":"How To Handle Loans For Unemployed Students? - UniCreds Blog","isPartOf":{"@id":"https:\/\/unicreds.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/unicreds.com\/blog\/how-to-handle-a-student-loan-while-unemployed\/#primaryimage"},"image":{"@id":"https:\/\/unicreds.com\/blog\/how-to-handle-a-student-loan-while-unemployed\/#primaryimage"},"thumbnailUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2020\/12\/01154116\/UNICREDS-3.jpg","datePublished":"2020-12-19T17:48:33+00:00","dateModified":"2023-10-08T09:20:32+00:00","author":{"@id":"https:\/\/unicreds.com\/blog\/#\/schema\/person\/f657f563277e53c7ad5c3ba7f272cffd"},"description":"You do have options for managing your student loans while you\u2019re out of work. Here are some ways to handle loans for unemployed students","breadcrumb":{"@id":"https:\/\/unicreds.com\/blog\/how-to-handle-a-student-loan-while-unemployed\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/unicreds.com\/blog\/how-to-handle-a-student-loan-while-unemployed\/"]}],"hasPart":[{"@type":"SiteNavigationElement","name":"Table of Contents","url":"https:\/\/unicreds.com\/blog\/how-to-handle-a-student-loan-while-unemployed\/#ez-toc","position":1,"hasPart":[{"@type":"SiteNavigationElement","name":"Apply For Unemployment | Loans For Unemployed Students","url":"https:\/\/unicreds.com\/blog\/how-to-handle-a-student-loan-while-unemployed\/#apply-for-unemployment-loans-for-unemployed-students","position":2},{"@type":"SiteNavigationElement","name":"Pay The Loan Interest&nbsp;","url":"https:\/\/unicreds.com\/blog\/how-to-handle-a-student-loan-while-unemployed\/#pay-the-loan-interest","position":3},{"@type":"SiteNavigationElement","name":"Starting A Side Hustle","url":"https:\/\/unicreds.com\/blog\/how-to-handle-a-student-loan-while-unemployed\/#starting-a-side-hustle","position":4},{"@type":"SiteNavigationElement","name":"Tap Into Your Savings For Emergencies","url":"https:\/\/unicreds.com\/blog\/how-to-handle-a-student-loan-while-unemployed\/#tap-into-your-savings-for-emergencies","position":5}]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/unicreds.com\/blog\/how-to-handle-a-student-loan-while-unemployed\/#primaryimage","url":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2020\/12\/01154116\/UNICREDS-3.jpg","contentUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2020\/12\/01154116\/UNICREDS-3.jpg","width":1200,"height":683,"caption":"How To Handle Loans For Unemployed Students?"},{"@type":"BreadcrumbList","@id":"https:\/\/unicreds.com\/blog\/how-to-handle-a-student-loan-while-unemployed\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Blog","item":"https:\/\/unicreds.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Student Loan","item":"https:\/\/unicreds.com\/blog\/category\/student-loan\/"},{"@type":"ListItem","position":3,"name":"How To Handle Loans For Unemployed Students?"}]},{"@type":"WebSite","@id":"https:\/\/unicreds.com\/blog\/#website","url":"https:\/\/unicreds.com\/blog\/","name":"UniCreds Blog","description":"Your Guide To Abroad Education Loan","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/unicreds.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/unicreds.com\/blog\/#\/schema\/person\/f657f563277e53c7ad5c3ba7f272cffd","name":"UniCreds","url":"https:\/\/unicreds.com\/blog\/author\/uc_unicreds\/"}]}},"_links":{"self":[{"href":"https:\/\/unicreds.com\/blog\/wp-json\/wp\/v2\/posts\/8312","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/unicreds.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/unicreds.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/unicreds.com\/blog\/wp-json\/wp\/v2\/users\/91"}],"replies":[{"embeddable":true,"href":"https:\/\/unicreds.com\/blog\/wp-json\/wp\/v2\/comments?post=8312"}],"version-history":[{"count":12,"href":"https:\/\/unicreds.com\/blog\/wp-json\/wp\/v2\/posts\/8312\/revisions"}],"predecessor-version":[{"id":28149,"href":"https:\/\/unicreds.com\/blog\/wp-json\/wp\/v2\/posts\/8312\/revisions\/28149"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/unicreds.com\/blog\/wp-json\/wp\/v2\/media\/26431"}],"wp:attachment":[{"href":"https:\/\/unicreds.com\/blog\/wp-json\/wp\/v2\/media?parent=8312"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/unicreds.com\/blog\/wp-json\/wp\/v2\/categories?post=8312"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/unicreds.com\/blog\/wp-json\/wp\/v2\/tags?post=8312"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}