{"id":32846,"date":"2024-04-18T14:59:59","date_gmt":"2024-04-18T09:29:59","guid":{"rendered":"https:\/\/test-blog.unicreds.com\/blog\/?p=32846"},"modified":"2025-09-29T19:44:42","modified_gmt":"2025-09-29T14:14:42","slug":"credila-education-loan-transfer","status":"publish","type":"post","link":"https:\/\/unicreds.com\/blog\/credila-education-loan-transfer\/","title":{"rendered":"Credila Education Loan Transfer: Process &amp; Benefits!\u00a0\u00a0"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_75 counter-flat ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/unicreds.com\/blog\/credila-education-loan-transfer\/#Why_Choose_Credila_For_Education_Loan_Transfer\" >Why Choose Credila For Education Loan Transfer?\u00a0<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/unicreds.com\/blog\/credila-education-loan-transfer\/#Eligibility_Criteria_Loan_Transfer\" >Eligibility Criteria Loan Transfer&nbsp;<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/unicreds.com\/blog\/credila-education-loan-transfer\/#Steps_To_Credila_Education_Loan_Transfer\" >Steps To Credila Education Loan Transfer\u00a0\u00a0<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/unicreds.com\/blog\/credila-education-loan-transfer\/#Documents_Required_For_Student_Loan_Transfer\" >Documents Required For Student Loan Transfer<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/unicreds.com\/blog\/credila-education-loan-transfer\/#Benefits_Of_Education_Loan_Transfer_In_General\" >Benefits Of Education Loan Transfer In General&nbsp;<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/unicreds.com\/blog\/credila-education-loan-transfer\/#FAQs\" >FAQs&nbsp;<\/a><\/li><\/ul><\/nav><\/div>\n<div id=\"bsf_rt_marker\"><\/div>\n<p><\/p>\n\n\n\n<p>Feeling stressed out about your current lender&#8217;s high-interest rates and unsatisfactory education loan terms? It&#8217;s time to switch to a new lender and transfer your loan to better rates.<\/p>\n\n\n\n<p>Many options are available, among which is the Credila education loan transfer. This blog will help you understand everything about an education loan transfer at Credila in detail.\u00a0\u00a0<\/p>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\" colspan=\"2\"><strong>Credila Education Loan Transfer Overview<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Credila Loan Transfer Eligibility<\/td><td>-Good CIBIL score<br>-Record of regular loan repayments is required.&nbsp;<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Credila Education Loan Transfer Documents<\/td><td>-Repayment statements from the previous bank&nbsp;<br>-Other KYC &amp; financial documents<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Benefits of transferring loan to Credila\u00a0<\/td><td>-Competitive interest rates<br>-Flexible repayment terms<br>-Tax benefits<br>-Online application<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_Choose_Credila_For_Education_Loan_Transfer\"><\/span><strong>Why Choose Credila For Education Loan Transfer?\u00a0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p>Well, there isn\u2019t one but many reasons you should choose Credila. Firstly, Credila is dedicated to student loans, so it offers competitive loan features to students studying in India and abroad.<\/p>\n\n\n\n<p>Given below are some Credila education loan features:\u00a0<\/p>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Key features<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Description<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Loan Upper Limit<\/td><td class=\"has-text-align-center\" data-align=\"center\">INR 1.5 Cr.<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Rate of Interest<\/td><td class=\"has-text-align-center\" data-align=\"center\">9-12.5%<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Repayment Tenure<\/td><td class=\"has-text-align-center\" data-align=\"center\">Max 12 years<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Credila Moratorium Period<\/td><td class=\"has-text-align-center\" data-align=\"center\">Education course duration + 1 year grace period&nbsp;<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Collateral Option<\/td><td class=\"has-text-align-center\" data-align=\"center\">Residential Flat, Residential House, Non-Agricultural Land, A Fixed Deposit, assigned in favour of Credila<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Processing Fees&nbsp;<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.5 \u2013 1% of the loan amount<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Co-borrower option<\/td><td class=\"has-text-align-center\" data-align=\"center\">Yes<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Tax benefits<\/td><td class=\"has-text-align-center\" data-align=\"center\">Section 80E<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Courses covered<\/td><td class=\"has-text-align-center\" data-align=\"center\">Higher education in India, USA, and abroad<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<p>Some more benefits of switching to Credila are:\u00a0<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ease of online application<\/li>\n\n\n\n<li>Acceptance of co-borrower(s) and collateral from multiple cities<\/li>\n\n\n\n<li>Up to 15 years of flexible EMI repayment<\/li>\n\n\n\n<li>Competitive interest rates&nbsp;<\/li>\n\n\n\n<li>Tax benefit under Section 80E<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Eligibility_Criteria_Loan_Transfer\"><\/span><strong>Eligibility Criteria Loan Transfer&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p>The eligibility for an education loan transfer to Credila is the same as what it should be for an average student loan. But there are a few more things NBFCs like Credila might check out. Read through the list below:\u00a0\u00a0<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>There shouldn\u2019t be any more disbursements left to be taken from the current lender, or you shouldn\u2019t be asking for a new loan amount from the current lender.&nbsp;<\/li>\n\n\n\n<li>All the repayments you have made to your new lender up until now should be made in the form of EMIs, and your EMI payments should also be regular to avoid a low CIBIL score in the future.&nbsp;<\/li>\n\n\n\n<li>In some cases, the new bank takes over collateral until you pay off the loan entirely with interest if your current loan is collateral-based.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Steps_To_Credila_Education_Loan_Transfer\"><\/span><strong>Steps To Credila Education Loan Transfer\u00a0\u00a0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p>Transferring your education loan to Credila is easy, though! Let\u2019s say you have taken an education loan and are unsatisfied with their repayment policy. So you decide to go for a student loan refinance, a.k.a. education loan transfer. In such a situation, you must:\u00a0<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Step 1: <\/strong>Apply for an education loan transfer at your current bank.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Step 2: <\/strong>Your current lender will then give you a statement of the pending dues of your loan.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Step 3: <\/strong>You can submit this statement to Credila along with the refinancing form.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Step 4:<\/strong> As usual, Credila will start with the education loan process.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Step 5: <\/strong>Once your loan is approved, the new bank generally sends a cheque to the to your previous lender of the repayment amount and starts with the loan on the remaining loan amount. <\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<a href=\"https:\/\/unicreds.com\/abroad-education-loan\" class=\"lead-cta-main\">\n  <div class=\"lead-cta-main-text\">\n    <p>Looking to manage your education loan better?<\/p>\n    <p>If you&#8217;re considering transferring your Credila loan, explore our abroad education loan options and streamline your finances for a stress-free academic journey.<\/p>\n  <\/div>\n  <div class=\"lead-cta-main-btn\">\n    <button>\n      <div>Apply For Loan<\/div>\n    <\/button>\n  <\/div>\n<\/a>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Documents_Required_For_Student_Loan_Transfer\"><\/span><strong>Documents Required For Student Loan Transfer<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p>The documents required for an education loan transfer may vary among the lenders. However, given below is a standard list that you can refer to and gather for easier access:&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Document<\/strong><\/td><td><strong>Description<\/strong><\/td><\/tr><tr><td>Loan Application Form<\/td><td>Completely filled-in<\/td><\/tr><tr><td>Statement of the loan repayment dues&nbsp;<\/td><td>Your previous lender&#8217;s detailed repayment statement.&nbsp;<\/td><\/tr><tr><td>Photographs<\/td><td>Two passport-size photographs<\/td><\/tr><tr><td>PAN Card<\/td><td>Student and Parent\/Guardian\/Co- borrower&#8217;s PAN Card<\/td><\/tr><tr><td>Aadhaar Card<\/td><td>Student&#8217;s and Parent\/Guardian\/Co-borrower&#8217;s Aadhaar Card<\/td><\/tr><tr><td>Proof of Identity<\/td><td>Driving Licence\/Passport\/Aadhaar\/any other acceptable photo identity as per KYC norms<\/td><\/tr><tr><td>Proof of Residence<\/td><td>Driving Licence\/Passport\/Electricity bill\/Telephone bill<\/td><\/tr><tr><td>Bank Account Statement<\/td><td>Student\/Co-borrower\/Guarantor&#8217;s bank account statement for the last 6 months<\/td><\/tr><tr><td>IT Return\/Assessment Order<\/td><td>Parent\/Guardian\/Co-borrower&#8217;s IT return\/assessment order for the previous 2 years (if IT Payee)<\/td><\/tr><tr><td>Statement of Assets &amp; Liabilities<\/td><td>Parent\/Guardian\/Co-borrower&#8217;s brief statement of assets &amp; liabilities<\/td><\/tr><tr><td>Proof of Income<\/td><td>Salary slips\/Form 16 of Parent\/Guardian\/Co-borrower<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Benefits_Of_Education_Loan_Transfer_In_General\"><\/span><strong>Benefits Of Education Loan Transfer In General&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p>A loan transfer will probably be the best decision you\u2019ll ever make about your student loan. Given below are a few perks you would want to know about:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Lesser Interest Rates: <\/strong>Transferring education loans to a new bank can help you with lower interest rates. Your credit history improves by gradually repaying your initial amount with the previous lender. Plus, you are employed, which means there is a lesser risk of loan defaults.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Eligibility for education loan subsidy under government schemes:<\/strong> If you transfer your loan to a government bank or private bank that offers interest subsidies, you are eligible for interest subsidy schemes offered by the government.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Additional Repayment Plans: <\/strong>Some banks provide helpful plans like income-driven repayment plans, which make EMIs more affordable.&nbsp;<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<a href=\"https:\/\/unicreds.com\/tools\/education-loan-emi-calculator\" class=\"lead-cta-main\">\n  <div class=\"lead-cta-main-text\">\n    <p>Unsure about your EMI after transferring your loan?<\/p>\n    <p>Use our Education Loan EMI Calculator to estimate your monthly repayments and plan your finances better after transferring your Credila loan.<\/p>\n  <\/div>\n  <div class=\"lead-cta-main-btn\">\n    <button>\n      <div>Use EMI Calculator<\/div>\n    <\/button>\n  <\/div>\n<\/a>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs\"><\/span><strong>FAQs&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. What is the interest rate for the Credila Education Loan Transfer?\u00a0<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>If you transfer a secured or unsecured loan through Credila, the interest rate will vary based on your loan transfer amount.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. Does Education loan transfer affect credit score?&nbsp;<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>Your credit score won&#8217;t be affected if the loan transfer is for general reasons, such as higher interest rates and unsatisfactory terms. You may lose your credit score if you default your loans with your current lender and switch to another.&nbsp;<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3. How long does the education loan transfer process take?\u00a0<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>An loan transfer process takes about 4-5 days.\u00a0<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>4. How Do I Check Credila loan Transfer Status?\u00a0<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>You can check the Credila loan transfer status on their dashboard.\u00a0<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>5. What are the Credila loan transfer requirements?<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>You just have to submit the bank statement given by the current lender stating your loan repayment dues or the remaining loan amount to be paid. Secondly, your repayment record should be regular to avoid any CIBIL Score issues.&nbsp;<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Feeling stressed out about your current lender&#8217;s high-interest rates and unsatisfactory education loan terms? It&#8217;s time to switch to a new lender and transfer your loan to better rates. Many options are available, among which is the Credila education loan transfer. This blog will help you understand everything about an education loan transfer at Credila [&hellip;]<\/p>\n","protected":false},"author":103,"featured_media":32847,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[2578],"tags":[],"class_list":["post-32846","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-student-loan"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Credila Education Loan Transfer: Process &amp; Benefits!\u00a0\u00a0 - UniCreds Blog<\/title>\n<meta name=\"description\" content=\"Know everything about Credila education loan transfer and the benefits of transferring your loan to Credila in this blog!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/unicreds.com\/blog\/credila-education-loan-transfer\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Credila Education Loan Transfer: Process &amp; Benefits!\u00a0\u00a0 - UniCreds Blog\" \/>\n<meta property=\"og:description\" content=\"Know everything about Credila education loan transfer and the benefits of transferring your loan to Credila in this blog!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/unicreds.com\/blog\/credila-education-loan-transfer\/\" \/>\n<meta property=\"og:site_name\" content=\"UniCreds Blog\" \/>\n<meta property=\"article:published_time\" content=\"2024-04-18T09:29:59+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-09-29T14:14:42+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2024\/04\/18145050\/colleagues-shaking-hands-desk-1.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1080\" \/>\n\t<meta property=\"og:image:height\" content=\"721\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Aparajita\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Aparajita\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/unicreds.com\/blog\/credila-education-loan-transfer\/\",\"url\":\"https:\/\/unicreds.com\/blog\/credila-education-loan-transfer\/\",\"name\":\"Credila Education Loan Transfer: Process &amp; Benefits!\u00a0\u00a0 - UniCreds Blog\",\"isPartOf\":{\"@id\":\"https:\/\/unicreds.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/unicreds.com\/blog\/credila-education-loan-transfer\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/unicreds.com\/blog\/credila-education-loan-transfer\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2024\/04\/18145050\/colleagues-shaking-hands-desk-1.webp\",\"datePublished\":\"2024-04-18T09:29:59+00:00\",\"dateModified\":\"2025-09-29T14:14:42+00:00\",\"author\":{\"@id\":\"https:\/\/unicreds.com\/blog\/#\/schema\/person\/b2e985c67953e49f014c80f6be04bfbe\"},\"description\":\"Know everything about Credila education loan transfer and the benefits of transferring your loan to Credila in this blog!\",\"breadcrumb\":{\"@id\":\"https:\/\/unicreds.com\/blog\/credila-education-loan-transfer\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/unicreds.com\/blog\/credila-education-loan-transfer\/\"]}],\"hasPart\":[{\"@type\":\"SiteNavigationElement\",\"name\":\"Table of Contents\",\"url\":\"https:\/\/unicreds.com\/blog\/credila-education-loan-transfer\/#ez-toc\",\"position\":1,\"hasPart\":[{\"@type\":\"SiteNavigationElement\",\"name\":\"Why Choose Credila For Education Loan Transfer?\u00a0\",\"url\":\"https:\/\/unicreds.com\/blog\/credila-education-loan-transfer\/#why-choose-credila-for-education-loan-transfer\",\"position\":2},{\"@type\":\"SiteNavigationElement\",\"name\":\"Eligibility Criteria Loan Transfer&nbsp;\",\"url\":\"https:\/\/unicreds.com\/blog\/credila-education-loan-transfer\/#eligibility-criteria-loan-transfer\",\"position\":3},{\"@type\":\"SiteNavigationElement\",\"name\":\"Steps To Credila Education Loan Transfer\u00a0\u00a0\",\"url\":\"https:\/\/unicreds.com\/blog\/credila-education-loan-transfer\/#steps-to-credila-education-loan-transfer\",\"position\":4},{\"@type\":\"SiteNavigationElement\",\"name\":\"Documents Required For Student Loan Transfer\",\"url\":\"https:\/\/unicreds.com\/blog\/credila-education-loan-transfer\/#documents-required-for-student-loan-transfer\",\"position\":5},{\"@type\":\"SiteNavigationElement\",\"name\":\"Benefits Of Education Loan Transfer In General&nbsp;\",\"url\":\"https:\/\/unicreds.com\/blog\/credila-education-loan-transfer\/#benefits-of-education-loan-transfer-in-general\",\"position\":6},{\"@type\":\"SiteNavigationElement\",\"name\":\"FAQs&nbsp;\",\"url\":\"https:\/\/unicreds.com\/blog\/credila-education-loan-transfer\/#faqs\",\"position\":7}]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/unicreds.com\/blog\/credila-education-loan-transfer\/#primaryimage\",\"url\":\"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2024\/04\/18145050\/colleagues-shaking-hands-desk-1.webp\",\"contentUrl\":\"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2024\/04\/18145050\/colleagues-shaking-hands-desk-1.webp\",\"width\":1080,\"height\":721,\"caption\":\"Bank official and a student shaking hands on HDFC Credila education loan transfer.\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/unicreds.com\/blog\/credila-education-loan-transfer\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Blog\",\"item\":\"https:\/\/unicreds.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Student Loan\",\"item\":\"https:\/\/unicreds.com\/blog\/category\/student-loan\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Credila Education Loan Transfer: Process &amp; Benefits!\u00a0\u00a0\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/unicreds.com\/blog\/#website\",\"url\":\"https:\/\/unicreds.com\/blog\/\",\"name\":\"UniCreds Blog\",\"description\":\"Your Guide To Abroad Education Loan\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/unicreds.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/unicreds.com\/blog\/#\/schema\/person\/b2e985c67953e49f014c80f6be04bfbe\",\"name\":\"Aparajita\",\"description\":\"With a background in academic research and storytelling, Aparajita writes comprehensive blogs for UniScholars that support students through university applications, scholarships, and visa processes. Her goal is to make study abroad planning more accessible and stress-free.\",\"sameAs\":[\"https:\/\/www.linkedin.com\/in\/aparajitasen1412\/\"],\"url\":\"https:\/\/unicreds.com\/blog\/author\/aparajita\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Credila Education Loan Transfer: Process &amp; Benefits!\u00a0\u00a0 - UniCreds Blog","description":"Know everything about Credila education loan transfer and the benefits of transferring your loan to Credila in this blog!","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/unicreds.com\/blog\/credila-education-loan-transfer\/","og_locale":"en_US","og_type":"article","og_title":"Credila Education Loan Transfer: Process &amp; Benefits!\u00a0\u00a0 - UniCreds Blog","og_description":"Know everything about Credila education loan transfer and the benefits of transferring your loan to Credila in this blog!","og_url":"https:\/\/unicreds.com\/blog\/credila-education-loan-transfer\/","og_site_name":"UniCreds Blog","article_published_time":"2024-04-18T09:29:59+00:00","article_modified_time":"2025-09-29T14:14:42+00:00","og_image":[{"width":1080,"height":721,"url":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2024\/04\/18145050\/colleagues-shaking-hands-desk-1.webp","type":"image\/webp"}],"author":"Aparajita","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Aparajita","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/unicreds.com\/blog\/credila-education-loan-transfer\/","url":"https:\/\/unicreds.com\/blog\/credila-education-loan-transfer\/","name":"Credila Education Loan Transfer: Process &amp; Benefits!\u00a0\u00a0 - UniCreds Blog","isPartOf":{"@id":"https:\/\/unicreds.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/unicreds.com\/blog\/credila-education-loan-transfer\/#primaryimage"},"image":{"@id":"https:\/\/unicreds.com\/blog\/credila-education-loan-transfer\/#primaryimage"},"thumbnailUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2024\/04\/18145050\/colleagues-shaking-hands-desk-1.webp","datePublished":"2024-04-18T09:29:59+00:00","dateModified":"2025-09-29T14:14:42+00:00","author":{"@id":"https:\/\/unicreds.com\/blog\/#\/schema\/person\/b2e985c67953e49f014c80f6be04bfbe"},"description":"Know everything about Credila education loan transfer and the benefits of transferring your loan to Credila in this blog!","breadcrumb":{"@id":"https:\/\/unicreds.com\/blog\/credila-education-loan-transfer\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/unicreds.com\/blog\/credila-education-loan-transfer\/"]}],"hasPart":[{"@type":"SiteNavigationElement","name":"Table of Contents","url":"https:\/\/unicreds.com\/blog\/credila-education-loan-transfer\/#ez-toc","position":1,"hasPart":[{"@type":"SiteNavigationElement","name":"Why Choose Credila For Education Loan Transfer?\u00a0","url":"https:\/\/unicreds.com\/blog\/credila-education-loan-transfer\/#why-choose-credila-for-education-loan-transfer","position":2},{"@type":"SiteNavigationElement","name":"Eligibility Criteria Loan Transfer&nbsp;","url":"https:\/\/unicreds.com\/blog\/credila-education-loan-transfer\/#eligibility-criteria-loan-transfer","position":3},{"@type":"SiteNavigationElement","name":"Steps To Credila Education Loan Transfer\u00a0\u00a0","url":"https:\/\/unicreds.com\/blog\/credila-education-loan-transfer\/#steps-to-credila-education-loan-transfer","position":4},{"@type":"SiteNavigationElement","name":"Documents Required For Student Loan Transfer","url":"https:\/\/unicreds.com\/blog\/credila-education-loan-transfer\/#documents-required-for-student-loan-transfer","position":5},{"@type":"SiteNavigationElement","name":"Benefits Of Education Loan Transfer In General&nbsp;","url":"https:\/\/unicreds.com\/blog\/credila-education-loan-transfer\/#benefits-of-education-loan-transfer-in-general","position":6},{"@type":"SiteNavigationElement","name":"FAQs&nbsp;","url":"https:\/\/unicreds.com\/blog\/credila-education-loan-transfer\/#faqs","position":7}]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/unicreds.com\/blog\/credila-education-loan-transfer\/#primaryimage","url":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2024\/04\/18145050\/colleagues-shaking-hands-desk-1.webp","contentUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2024\/04\/18145050\/colleagues-shaking-hands-desk-1.webp","width":1080,"height":721,"caption":"Bank official and a student shaking hands on HDFC Credila education loan transfer."},{"@type":"BreadcrumbList","@id":"https:\/\/unicreds.com\/blog\/credila-education-loan-transfer\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Blog","item":"https:\/\/unicreds.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Student Loan","item":"https:\/\/unicreds.com\/blog\/category\/student-loan\/"},{"@type":"ListItem","position":3,"name":"Credila Education Loan Transfer: Process &amp; Benefits!\u00a0\u00a0"}]},{"@type":"WebSite","@id":"https:\/\/unicreds.com\/blog\/#website","url":"https:\/\/unicreds.com\/blog\/","name":"UniCreds Blog","description":"Your Guide To Abroad Education Loan","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/unicreds.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/unicreds.com\/blog\/#\/schema\/person\/b2e985c67953e49f014c80f6be04bfbe","name":"Aparajita","description":"With a background in academic research and storytelling, Aparajita writes comprehensive blogs for UniScholars that support students through university applications, scholarships, and visa processes. Her goal is to make study abroad planning more accessible and stress-free.","sameAs":["https:\/\/www.linkedin.com\/in\/aparajitasen1412\/"],"url":"https:\/\/unicreds.com\/blog\/author\/aparajita\/"}]}},"_links":{"self":[{"href":"https:\/\/unicreds.com\/blog\/wp-json\/wp\/v2\/posts\/32846","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/unicreds.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/unicreds.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/unicreds.com\/blog\/wp-json\/wp\/v2\/users\/103"}],"replies":[{"embeddable":true,"href":"https:\/\/unicreds.com\/blog\/wp-json\/wp\/v2\/comments?post=32846"}],"version-history":[{"count":5,"href":"https:\/\/unicreds.com\/blog\/wp-json\/wp\/v2\/posts\/32846\/revisions"}],"predecessor-version":[{"id":36106,"href":"https:\/\/unicreds.com\/blog\/wp-json\/wp\/v2\/posts\/32846\/revisions\/36106"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/unicreds.com\/blog\/wp-json\/wp\/v2\/media\/32847"}],"wp:attachment":[{"href":"https:\/\/unicreds.com\/blog\/wp-json\/wp\/v2\/media?parent=32846"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/unicreds.com\/blog\/wp-json\/wp\/v2\/categories?post=32846"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/unicreds.com\/blog\/wp-json\/wp\/v2\/tags?post=32846"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}