{"id":29260,"date":"2023-12-04T21:40:02","date_gmt":"2023-12-04T16:10:02","guid":{"rendered":"https:\/\/test-blog.unicreds.com\/blog\/?p=29260"},"modified":"2025-09-29T19:45:13","modified_gmt":"2025-09-29T14:15:13","slug":"comparing-credila-vs-prodigy-finance-education-loan","status":"publish","type":"post","link":"https:\/\/unicreds.com\/blog\/comparing-credila-vs-prodigy-finance-education-loan\/","title":{"rendered":"Credila Vs. Prodigy Finance Education Loan\u00a0"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_75 counter-flat ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/unicreds.com\/blog\/comparing-credila-vs-prodigy-finance-education-loan\/#Credila_Vs_Prodigy_Finance_Education_Loan\" >Credila Vs. Prodigy Finance Education Loan<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/unicreds.com\/blog\/comparing-credila-vs-prodigy-finance-education-loan\/#Credilla_Vs_Prodigy_Finance_Education_Loan-_Eligibility_Criteria\" >Credilla Vs. Prodigy Finance Education Loan- Eligibility Criteria<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/unicreds.com\/blog\/comparing-credila-vs-prodigy-finance-education-loan\/#Credila_Vs_Prodigy_Finance_Education_Loan-_Key_Advantages_Application_Process_Supporting_Documents\" >Credila Vs. Prodigy Finance Education Loan- Key Advantages, Application Process, &amp; Supporting Documents<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/unicreds.com\/blog\/comparing-credila-vs-prodigy-finance-education-loan\/#Selecting_The_Ideal_Lender_Credila_Vs_Prodigy_Finance_Education_Loan\" >Selecting The Ideal Lender: Credila Vs. Prodigy Finance Education Loan<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/unicreds.com\/blog\/comparing-credila-vs-prodigy-finance-education-loan\/#FAQs\" >FAQs<\/a><\/li><\/ul><\/nav><\/div>\n<div id=\"bsf_rt_marker\"><\/div>\n<p>Are you an Indian student caught at the crossroads of choosing the perfect education loan between Credilla and Prodigy Finance? The decision is crucial, and we&#8217;re here to simplify it. In this blog, we explore the benefits of both options, offering a clear comparison tailored to your needs. Explore the features of Credilla Vs &#8211; Prodigy Finance education loans to pursue your academic goals confidently. Let&#8217;s determine the best path for your educational finance, ensuring you make an informed, stress-free choice.\u00a0<\/p>\n\n\n\n<p><strong>Key Takeaways-<\/strong>&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><em><a href=\"https:\/\/unicreds.com\/partners\/credila-education-loan\" target=\"_blank\" rel=\"noreferrer noopener\">Credila<\/a> and Prodigy Finance provide loans above Rs. 1 Lacs and cover 100% of tuition fees.<\/em><\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><em>Credilla requires collateral, whereas Prodigy Finance doesn&#8217;t.\u00a0<\/em><\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><em>Both the banks have different key advantages, such as Credila&#8217;s wide network of partner institutions and Prodigy Finance&#8217;s focus on future earning potential.<\/em><\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><em>Credilla observes a floating interest rate according to its benchmark lending rate, and Prodigy Finance charges an 11.8% interest rate.<\/em>\u00a0<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Credila_Vs_Prodigy_Finance_Education_Loan\"><\/span>Credila Vs. Prodigy Finance Education Loan<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p>Credila is India&#8217;s first dedicated education loan company. Focused on transforming lives and supporting education dreams; they offer custom loans delivered to your doorstep. With over seven years of expertise, Credila ensures hassle-free education financing, even pre-approving loans before university applications.\u00a0<\/p>\n\n\n\n<p>Meanwhile, Prodigy Finance is an international student loan company that provides financing to students from developing countries attending top-tier universities abroad. Unlike conventional lenders who rely heavily on credit history and collateral, Prodigy Finance takes a forward-looking approach, assessing applicants based on their future earning potential and academic merit.&nbsp;<\/p>\n\n\n\n<p>The table below differentiates key features of Credila Vs. <a href=\"https:\/\/unicreds.com\/partners\/prodigy-finance\" target=\"_blank\" rel=\"noreferrer noopener\">Prodigy Finance Education Loan<\/a>.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Key features<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Credila<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Prodigy Finance<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Loan amount<\/td><td class=\"has-text-align-center\" data-align=\"center\">Rs. 1 lakh and above, no upper limit<\/td><td class=\"has-text-align-center\" data-align=\"center\">100% cost of attendance<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Rate of Interest<\/td><td class=\"has-text-align-center\" data-align=\"center\">Floating rate of interest according to Credila\u2019s Benchmark Lending Rate<\/td><td class=\"has-text-align-center\" data-align=\"center\">11.8%<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Repayment Tenure<\/td><td class=\"has-text-align-center\" data-align=\"center\">Max 12 years<\/td><td class=\"has-text-align-center\" data-align=\"center\">7-20 years<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Moratorium Period<\/td><td class=\"has-text-align-center\" data-align=\"center\">Education course duration + grace period&nbsp;<\/td><td class=\"has-text-align-center\" data-align=\"center\">6 months post-course completion<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Collateral Option<\/td><td class=\"has-text-align-center\" data-align=\"center\">Residential Flat, Residential House, Non-Agricultural Land, A Fixed Deposit, assigned in favor of Credila<\/td><td class=\"has-text-align-center\" data-align=\"center\">Not required<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Processing Fees&nbsp;<\/td><td class=\"has-text-align-center\" data-align=\"center\">1-1.25% of the loan amount<\/td><td class=\"has-text-align-center\" data-align=\"center\">NIL<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Co-borrower option<\/td><td class=\"has-text-align-center\" data-align=\"center\">Yes<\/td><td class=\"has-text-align-center\" data-align=\"center\">Not required<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Tax benefits<\/td><td class=\"has-text-align-center\" data-align=\"center\">Section 80E<\/td><td class=\"has-text-align-center\" data-align=\"center\">NA<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Courses covered<\/td><td class=\"has-text-align-center\" data-align=\"center\">Higher education in India, USA, and abroad<\/td><td class=\"has-text-align-center\" data-align=\"center\">Higher education in top-tier universities abroad<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<p>As you can see, both Credila and Prodigy Finance offer a variety of features and benefits to international students. The best option for you will depend on your individual needs and circumstances.<\/p>\n\n\n\n<p>Next, we will take a look at the eligibility criteria for each of these lenders.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Credilla_Vs_Prodigy_Finance_Education_Loan-_Eligibility_Criteria\"><\/span>Credilla Vs. Prodigy Finance Education Loan- Eligibility Criteria<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p>Understanding the eligibility criteria lenders consider when evaluating loan applications is important. They typically include academic merit, financial background, and future earning potential. By understanding the eligibility criteria of each lender, you can assess your qualifications and identify the lender most likely to provide financial support for your international education aspirations.&nbsp;<\/p>\n\n\n\n<p>The following table differentiates the eligibility criteria of Credila Vs. Prodigy Finance education loan.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Credila<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Prodigy Finance<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">The borrower must be an Indian citizen.<\/td><td class=\"has-text-align-center\" data-align=\"center\">Applicant must be admitted to a school they support<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Co-applicants(s) must be an Indian citizen.<\/td><td class=\"has-text-align-center\" data-align=\"center\">Applicant must be planning to study abroad<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Co-borrower(s) must have a bank account in any bank in India with cheque writing facilities.<\/td><td class=\"has-text-align-center\" data-align=\"center\">Applicant must reside in the countries they support<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Borrower and Co-applicant(s) to meet Credila\u2019s credit and underwriting as applicable from time to time.<\/td><td class=\"has-text-align-center\" data-align=\"center\">Click here to learn about the schools they support.<br>Click here to learn about the countries they support.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Both financial institutions have pretty simplified and minimal eligibility criteria. Now let\u2019s move on to the advantages of Credila Vs. Prodigy Finance education loan.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Credila_Vs_Prodigy_Finance_Education_Loan-_Key_Advantages_Application_Process_Supporting_Documents\"><\/span>Credila Vs. Prodigy Finance Education Loan- Key Advantages, Application Process, &amp; Supporting Documents<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p>Having explored the key features and eligibility criteria of Credila and Prodigy Finance, we now delve into the practical aspects of securing an education loan from either provider. In this section, we&#8217;ll offer a comprehensive overview of each lender&#8217;s application process, documentation requirements, and key advantages, enabling you to make an informed decision about their financial aid.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Why Choose The Credila Education Loan?<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Credila provides education loans personalized to your specific needs.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Avail education loans without worrying about putting down any upfront payment.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Expenses relating to your education are covered in full.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Under Section 80 E, you can benefit from tax advantages that can ease the financial burden of your education.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Credila offers education financing with rates that are reasonable and competitive.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>There&#8217;s no cap on the loan amount, accommodating your diverse educational needs.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>With long-term repayment options, you can enjoy comfortable EMIs.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Enjoy flexibility in collateral requirements, making the loan application process smoother.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Secure your education loan against property mortgaged with for added financial security.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Credila Loan Application Process<\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>Fill up the Online Application Form<\/p>\n\n\n\n<p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;\u2b07\ufe0f<\/p>\n\n\n\n<p>Visit Credila and Submit Documents<\/p>\n\n\n\n<p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;\u2b07\ufe0f<\/p>\n\n\n\n<p>Final Review, Approval, and Money Transferred to Your Bank<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Documents Required For Credila Education Loan Application<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Fully Completed Loan Application Form<\/li>\n\n\n\n<li>Photo &amp;Photo Id<\/li>\n\n\n\n<li>Residence Proof<\/li>\n\n\n\n<li>Academic Documents<\/li>\n\n\n\n<li>Proof of Admission<\/li>\n\n\n\n<li>Bank Statements<\/li>\n\n\n\n<li>Income proof of co-applicant&nbsp;<\/li>\n\n\n\n<li>Immovable Property Document&nbsp;<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Why Choose Prodigy Finance Education Loan?\u00a0<\/h3>\n\n\n\n<p><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Prodigy Finance provides loans based on your potential (not your current circumstances)&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>They assess affordability based on your future earning potential. This means you don&#8217;t need a co-signer or collateral to apply for a loan.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Prodigy supports students from more countries than any other lender.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Over the years, they\u2019ve developed a unique credit model, which means they can lend to students from 150 different countries worldwide.&nbsp;<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Prodigy Finance Loan Application Process<\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>Create an account on their online portal<\/p>\n\n\n\n<p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;\u2b07\ufe0f<\/p>\n\n\n\n<p>Apply for funding&nbsp;<\/p>\n\n\n\n<p>(You\u2019ll get a customised quote depending on your course.)&nbsp;<\/p>\n\n\n\n<p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;\u2b07\ufe0f<\/p>\n\n\n\n<p>Upload your documents&nbsp;<\/p>\n\n\n\n<p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \u2b07\ufe0f<\/p>\n\n\n\n<p>Finalise your loan&nbsp;<\/p>\n\n\n\n<p>(They\u2019ll match your application with the funds raised from investors. If you&#8217;re matched, you\u2019ll be notified so you can commit to your loan and get a <a href=\"https:\/\/unicreds.com\/blog\/education-loan-sanction-letter\" target=\"_blank\" rel=\"noreferrer noopener\">loan sanction letter<\/a>.)<\/p>\n\n\n\n<p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \u2b07\ufe0f<\/p>\n\n\n\n<p>Sign your loan agreement digitally.&nbsp;<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Documents Required for Prodigy Finance Education Loan Application<\/h3>\n\n\n\n<p><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Identity Proofs<\/li>\n\n\n\n<li>Proof of Adress<\/li>\n\n\n\n<li>School Admission Letter<\/li>\n\n\n\n<li>Credit Report<\/li>\n\n\n\n<li>Pre-Study or Post-Study Salary Slips<\/li>\n\n\n\n<li>Savings Account Statements of Family Member<\/li>\n<\/ul>\n\n\n\n<p>Hope this information helped you get a clear understanding of Credial Vs. Prodigy Finance Education Loan. Now let\u2019s help you decide between the two.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Selecting_The_Ideal_Lender_Credila_Vs_Prodigy_Finance_Education_Loan\"><\/span>Selecting The Ideal Lender: Credila Vs. Prodigy Finance Education Loan<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p>When choosing between Credila and Prodigy Finance, carefully consider your financial profile, academic background, and career aspirations. Assess the eligibility criteria, interest rates, repayment terms, and benefits each lender offers to determine which option aligns best with your needs.<\/p>\n\n\n\n<p>Remember, the decision of an education loan provider should not be taken lightly. Conduct thorough research, compare options, and seek guidance from financial advisors if necessary. With careful consideration and informed decision-making, you can secure the financial support required to pursue your international education dreams.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs\"><\/span><strong>FAQs<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1) How many days does it take to get a loan from Prodigy Finance?<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p><p>Once you have signed your loan agreement and Prodigy Finance has released your funds, it takes between 3 to 5 business days for the funds to arrive in your school&#8217;s account.<\/p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2) Can we repay the Prodigy Finance and Credila loan early?\u00a0<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p><p>Yes! Both the banks do not charge prepayment fees.<\/p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3) Does prepayment help reduce EMI at Credila?<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p><p>Prepayment helps in reducing the interest and principal component of the EMI in the ensuing months. When a borrower makes a prepayment, the outstanding principal amount reduces, and the interest due on the remaining balance decreases, which leads to lower EMIs or a shorter loan tenure.<\/p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>4) Do these banks cover living expenses in the education loan?<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p><p>Education loans are unsecured loans that can be used to cover expenses related to education, such as tuition fees, books, living expenses, and other such expenses as transportation costs, etc.<\/p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>5) Is it safe to take an education loan from Credila and Prodigy Finance?<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p><p>Yes. It is safe as both are international loan providers and responsible lenders. That&#8217;s good news for borrowers as they adhere to the highest financial standards.<\/p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><strong><em>If you found this blog helpful, check out others on our website \u2013<\/em><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/unicreds.com\/blog\/hdfc-credila-vs-avanse\" target=\"_blank\" rel=\"noreferrer noopener\">Credila vs. Avanse: Education Loans<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/unicreds.com\/blog\/federal-stafford-loan\" target=\"_blank\" rel=\"noreferrer noopener\">Federal Stafford Loan: Your Guide to Financial Aid<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/unicreds.com\/blog\/education-loan-for-ms\" target=\"_blank\" rel=\"noreferrer noopener\">Education Loan For MS Abroad: What Do You Need To Know?<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Are you an Indian student caught at the crossroads of choosing the perfect education loan between Credilla and Prodigy Finance? The decision is crucial, and we&#8217;re here to simplify it. In this blog, we explore the benefits of both options, offering a clear comparison tailored to your needs. Explore the features of Credilla Vs &#8211; [&hellip;]<\/p>\n","protected":false},"author":103,"featured_media":29427,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[2578],"tags":[2887,2888,32],"class_list":["post-29260","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-student-loan","tag-hdfc-credila-education-loan","tag-prodigy-finance-education-loan","tag-student-loan"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Credila Vs. 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