{"id":21389,"date":"2023-04-04T12:19:33","date_gmt":"2023-04-04T06:49:33","guid":{"rendered":"https:\/\/test-blog.unicreds.com\/blog\/?post_type=web-story&#038;p=21389"},"modified":"2023-04-11T12:37:32","modified_gmt":"2023-04-11T07:07:32","slug":"benefits-of-having-a-high-cibil-score","status":"publish","type":"web-story","link":"https:\/\/unicreds.com\/blog\/web-stories\/benefits-of-having-a-high-cibil-score\/","title":{"rendered":"Benefits of Having a High CIBIL Score"},"content":{"rendered":"<p><html amp=\"\" lang=\"en\"><head><meta charSet=\"utf-8\"\/><meta name=\"viewport\" content=\"width=device-width,minimum-scale=1,initial-scale=1\"\/><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0.js\"><\/script><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0\/amp-story-1.0.js\" custom-element=\"amp-story\"><\/script><link href=\"https:\/\/fonts.googleapis.com\/css2?display=swap&amp;family=Poppins%3Awght%40700\" rel=\"stylesheet\"\/><link href=\"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120653\/1-1.jpg\" rel=\"preload\" as=\"image\"\/>\n<style amp-boilerplate=\"\">body{-webkit-animation:-amp-start 8s steps(1,end) 0s 1 normal both;-moz-animation:-amp-start 8s steps(1,end) 0s 1 normal both;-ms-animation:-amp-start 8s steps(1,end) 0s 1 normal both;animation:-amp-start 8s steps(1,end) 0s 1 normal both}@-webkit-keyframes -amp-start{from{visibility:hidden}to{visibility:visible}}@-moz-keyframes -amp-start{from{visibility:hidden}to{visibility:visible}}@-ms-keyframes -amp-start{from{visibility:hidden}to{visibility:visible}}@-o-keyframes -amp-start{from{visibility:hidden}to{visibility:visible}}@keyframes -amp-start{from{visibility:hidden}to{visibility:visible}}<\/style>\n<p><noscript><\/p>\n<style amp-boilerplate=\"\">body{-webkit-animation:none;-moz-animation:none;-ms-animation:none;animation:none}<\/style>\n<p><\/noscript><\/p>\n<style amp-custom=\"\">\n              h1, h2, h3 { font-weight: normal; }<\/p>\n<p>              amp-story-page {\n                background-color: #131516;\n              }<\/p>\n<p>              amp-story-grid-layer {\n                overflow: visible;\n              }<\/p>\n<p>              @media (max-aspect-ratio: 9 \/ 16)  {\n                @media (min-aspect-ratio: 320 \/ 678) {\n                  amp-story-grid-layer.grid-layer {\n                    margin-top: calc((100% \/ 0.5625 - 100% \/ 0.6666666666666666) \/ 2);\n                  }\n                }\n              }<\/p>\n<p>              @media not all and (min-resolution:.001dpcm) {\n                @media {\n                  p.text-wrapper > span {\n                    font-size: calc(100% - 0.5px);\n                  }\n                }\n              }<\/p>\n<p>              .page-fullbleed-area,\n              .page-background-overlay-area {\n                position: absolute;\n                overflow: hidden;\n                width: 100%;\n                left: 0;\n                height: calc(1.1851851851851851 * 100%);\n                top: calc((1 - 1.1851851851851851) * 100% \/ 2);\n              }<\/p>\n<p>              .element-overlay-area {\n                position: absolute;\n                width: 100%;\n                height: 100%;\n                top: 0;\n                left: 0;\n              }<\/p>\n<p>              .page-safe-area {\n                overflow: visible;\n                position: absolute;\n                top: 0;\n                bottom: 0;\n                left: 0;\n                right: 0;\n                width: 100%;\n                height: calc(0.84375 * 100%);\n                margin: auto 0;\n              }<\/p>\n<p>              .mask {\n                position: absolute;\n                overflow: hidden;\n              }<\/p>\n<p>              .fill {\n                position: absolute;\n                top: 0;\n                left: 0;\n                right: 0;\n                bottom: 0;\n                margin: 0;\n              }<\/p>\n<p>              @media (prefers-reduced-motion: no-preference) {\n                .animation-wrapper {\n                  opacity: var(--initial-opacity);\n                  transform: var(--initial-transform);\n                }\n              }<\/p>\n<p>              amp-story-grid-layer.align-bottom {\n                align-content: end;\n                padding: 0;\n              }<\/p>\n<p>              .captions-area {\n                padding: 0 32px 0;\n              }<\/p>\n<p>              amp-story-captions {\n                margin-bottom: 16px;\n                text-align: center;\n              }<\/p>\n<p>              amp-story-captions span {\n                display: inline-block;\n                margin: 0;\n                padding: 6px 12px;\n                vertical-align: middle;\n                border-radius: 15px;\n                background: rgba(11, 11, 11, 0.6);\n                color: rgba(255, 255, 255, 1);\n                font-family: -apple-system, BlinkMacSystemFont, \"Segoe UI\", Roboto, Oxygen-Sans, Ubuntu, Cantarell, \"Helvetica Neue\", sans-serif;;\n                font-size: calc(4 * var(--story-page-vw));\n                line-height: 1.4;\n                word-break: break-word;\n                word-wrap: break-word;\n                overflow-wrap: break-word;\n              }\n              <\/style>\n<p><meta name=\"web-stories-replace-head-start\"\/><title>Benefits of Having a High CIBIL Score<\/title><link rel=\"canonical\" href=\"https:\/\/unicreds.com\/blog\/web-stories\/benefits-of-having-a-high-cibil-score\"\/><meta name=\"web-stories-replace-head-end\"\/><\/head><body><amp-story standalone=\"\" publisher=\"UniCreds\" publisher-logo-src=\"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2022\/02\/10161836\/UniCreds-Logo.png\" title=\"Benefits of Having a High CIBIL Score\" poster-portrait-src=\"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04115953\/Untitled-design-19.jpg\"><amp-story-page id=\"2b0afb5f-b23e-4623-b8f6-292b0fccd25f\" auto-advance-after=\"7s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#fff\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-24601af7-28e2-46d4-9841-a5f60f2df69d\">\n<div style=\"position:absolute;width:100%;height:100%;left:0%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120653\/1-1.jpg\" alt=\"Benefits of a Good Credit Score\" srcSet=\"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120653\/1-1.jpg 720w,https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120653\/1-1-576x1024.jpg 576w,https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120653\/1-1-169x300.jpg 169w,https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120653\/1-1-150x267.jpg 150w\" sizes=\"(min-width: 1024px) 45vh, 100vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:8.00971%;top:64.72492%;width:83.25243%;height:14.72492%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.5830903790087464% 0.5830903790087464% 0.5830903790087464% 0.5830903790087464% \/ 2.197802197802198% 2.197802197802198% 2.197802197802198% 2.197802197802198%;background-clip:content-box;background-color:#ffee70\" id=\"el-77bff025-7e87-4715-8314-187690a306eb\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.932944606413994% 0;font-family:&quot;Poppins&quot;,sans-serif;font-size:0.517799em;line-height:1.2;text-align:center;padding:1.1661807580174928% 2.3323615160349855%;color:#000000\"><span><span style=\"font-weight: 700\">Benefits of Having a High CIBIL Score<\/span><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"8488f9b1-efc3-419f-a5a0-5d65f4e47e19\" auto-advance-after=\"7s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-f00991da-61c7-4945-885a-b23a7840fe31 [data-leaf-element=\\\"true\\\"]\",\"keyframes\":{\"transform\":[\"translate3d(0%, 0, 0) translate(25%, 0%) scale(1.5)\",\"translate3d(0%, 0, 0) translate(0%, 0%) scale(1)\"]},\"delay\":0,\"duration\":2000,\"fill\":\"forwards\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-f1e9ca35-6fca-482e-90e2-b51ba99ec317\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":2000,\"easing\":\"cubic-bezier(.3,0,.55,1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-28183422-c301-4343-90f4-9207024389ea\",\"keyframes\":{\"transform\":[\"scale(0.3333333333333333)\",\"scale(1)\"]},\"delay\":0,\"duration\":2000,\"easing\":\"cubic-bezier(.3,0,.55,1)\",\"fill\":\"forwards\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#fff\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div id=\"anim-f00991da-61c7-4945-885a-b23a7840fe31\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-f3272c93-8be1-48dc-b2c0-3e60799eee1a\">\n<div style=\"position:absolute;width:100%;height:100%;left:0%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120758\/2-2.jpg\" alt=\"Benefits of a Good Credit Score\" srcSet=\"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120758\/2-2.jpg 720w,https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120758\/2-2-576x1024.jpg 576w,https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120758\/2-2-169x300.jpg 169w,https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120758\/2-2-150x267.jpg 150w\" sizes=\"(min-width: 1024px) 45vh, 100vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:8.25243%;top:41.26214%;width:83.25243%;height:50.97087%;opacity:1\">\n<div id=\"anim-f1e9ca35-6fca-482e-90e2-b51ba99ec317\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-28183422-c301-4343-90f4-9207024389ea\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(0.3333333333333333)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.5830903790087464% 0.5830903790087464% 0.5830903790087464% 0.5830903790087464% \/ 0.6349206349206349% 0.6349206349206349% 0.6349206349206349% 0.6349206349206349%;background-clip:content-box;background-color:#ffee70\" id=\"el-09851b19-b9f3-485d-ac0e-8da402a81c27\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.8163265306122441% 0;font-family:&quot;Poppins&quot;,sans-serif;font-size:0.453074em;line-height:1.2;text-align:center;padding:1.1661807580174928% 2.3323615160349855%;color:#000000\"><span><span style=\"font-weight: 700\">Easier access to credit:&nbsp;<\/span><\/p>\n<p>A high CIBIL score makes it easier to get approved for credit and loans. Lenders are more likely to view you as a low-risk borrower,<\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"fe63b7b8-ebc9-426f-8e67-628d112dd89c\" auto-advance-after=\"7s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-e172ef87-4311-4165-868b-b88462c18adc [data-leaf-element=\\\"true\\\"]\",\"keyframes\":{\"transform\":[\"translate3d(0%, 0, 0) translate(25%, 0%) scale(1.5)\",\"translate3d(0%, 0, 0) translate(0%, 0%) scale(1)\"]},\"delay\":0,\"duration\":2000,\"fill\":\"forwards\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-c1260b3a-8569-4d21-97bf-c4b15d0207de\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":2000,\"easing\":\"cubic-bezier(.3,0,.55,1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-b4670088-0345-4a0e-a881-ccda0ff5bc33\",\"keyframes\":{\"transform\":[\"scale(0.3333333333333333)\",\"scale(1)\"]},\"delay\":0,\"duration\":2000,\"easing\":\"cubic-bezier(.3,0,.55,1)\",\"fill\":\"forwards\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#fff\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div id=\"anim-e172ef87-4311-4165-868b-b88462c18adc\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-5ad6a264-175e-4a3a-b33c-09a5c00bb5bf\">\n<div style=\"position:absolute;width:100%;height:100%;left:0%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120813\/3-1.jpg\" alt=\"Benefits of a Good Credit Score\" srcSet=\"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120813\/3-1.jpg 720w,https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120813\/3-1-576x1024.jpg 576w,https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120813\/3-1-169x300.jpg 169w,https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120813\/3-1-150x267.jpg 150w\" sizes=\"(min-width: 1024px) 45vh, 100vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:8.73786%;top:53.55987%;width:83.25243%;height:40.29126%;opacity:1\">\n<div id=\"anim-c1260b3a-8569-4d21-97bf-c4b15d0207de\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-b4670088-0345-4a0e-a881-ccda0ff5bc33\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(0.3333333333333333)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.5830903790087464% 0.5830903790087464% 0.5830903790087464% 0.5830903790087464% \/ 0.8032128514056224% 0.8032128514056224% 0.8032128514056224% 0.8032128514056224%;background-clip:content-box;background-color:#ffee70\" id=\"el-df10ffb1-1973-48d9-a6ce-778f25d0e5d3\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.8163265306122441% 0;font-family:&quot;Poppins&quot;,sans-serif;font-size:0.453074em;line-height:1.2;text-align:center;padding:1.1661807580174928% 2.3323615160349855%;color:#000000\"><span><span style=\"font-weight: 700\">Lower interest rates:&nbsp;<\/span><\/p>\n<p>A high CIBIL score may help you secure lower interest rates on loans, credit cards, and other financial products.<\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"9dc8cb1a-edb1-4f9f-9caf-8326de7532a2\" auto-advance-after=\"7s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-82ee5829-75c0-4cab-8f5a-4ec63a170810 [data-leaf-element=\\\"true\\\"]\",\"keyframes\":{\"transform\":[\"translate3d(0%, 0, 0) translate(25%, 0%) scale(1.5)\",\"translate3d(0%, 0, 0) translate(0%, 0%) scale(1)\"]},\"delay\":0,\"duration\":2000,\"fill\":\"forwards\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-38366ec7-173b-4a0c-bc70-f9688308edae\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":2000,\"easing\":\"cubic-bezier(.3,0,.55,1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-8c5fd0e9-c4ad-419b-93b1-993d559ced85\",\"keyframes\":{\"transform\":[\"scale(0.3333333333333333)\",\"scale(1)\"]},\"delay\":0,\"duration\":2000,\"easing\":\"cubic-bezier(.3,0,.55,1)\",\"fill\":\"forwards\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#fff\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div id=\"anim-82ee5829-75c0-4cab-8f5a-4ec63a170810\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-6a2833c2-8d0d-4bf1-8911-34e544db5a1d\">\n<div style=\"position:absolute;width:100%;height:100%;left:0%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120829\/4-1.jpg\" alt=\"Benefits of a Good Credit Score\" srcSet=\"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120829\/4-1.jpg 720w,https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120829\/4-1-576x1024.jpg 576w,https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120829\/4-1-169x300.jpg 169w,https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120829\/4-1-150x267.jpg 150w\" sizes=\"(min-width: 1024px) 45vh, 100vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:11.8932%;top:48.54369%;width:83.25243%;height:50.97087%;opacity:1\">\n<div id=\"anim-38366ec7-173b-4a0c-bc70-f9688308edae\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-8c5fd0e9-c4ad-419b-93b1-993d559ced85\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(0.3333333333333333)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.5830903790087464% 0.5830903790087464% 0.5830903790087464% 0.5830903790087464% \/ 0.6349206349206349% 0.6349206349206349% 0.6349206349206349% 0.6349206349206349%;background-clip:content-box;background-color:#ffee70\" id=\"el-27f1d920-d861-48a1-8156-596967e1514a\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.8163265306122441% 0;font-family:&quot;Poppins&quot;,sans-serif;font-size:0.453074em;line-height:1.2;text-align:center;padding:1.1661807580174928% 2.3323615160349855%;color:#000000\"><span><span style=\"font-weight: 700\">Faster loan approval:&nbsp;<\/span><\/p>\n<p>A high CIBIL score can also speed up the loan approval process. Lenders are more likely to approve your loan application quickly if you have a high score.<\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"bd0456bf-6340-4cfb-baa4-2a2a31067f9c\" auto-advance-after=\"7s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-e21bae79-fefa-47f9-84d5-db7fc3dc9bc2 [data-leaf-element=\\\"true\\\"]\",\"keyframes\":{\"transform\":[\"translate3d(0%, 0, 0) translate(25%, 0%) scale(1.5)\",\"translate3d(0%, 0, 0) translate(0%, 0%) scale(1)\"]},\"delay\":0,\"duration\":2000,\"fill\":\"forwards\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-c9d89678-c44b-4bd9-8365-f8a424ea32bd\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":2000,\"easing\":\"cubic-bezier(.3,0,.55,1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-b18d96a9-b49f-49bd-8eee-3127ac04b465\",\"keyframes\":{\"transform\":[\"scale(0.3333333333333333)\",\"scale(1)\"]},\"delay\":0,\"duration\":2000,\"easing\":\"cubic-bezier(.3,0,.55,1)\",\"fill\":\"forwards\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#fff\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div id=\"anim-e21bae79-fefa-47f9-84d5-db7fc3dc9bc2\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-82bf5a96-55fb-48f0-bf39-03dce3c47c49\">\n<div style=\"position:absolute;width:100%;height:100%;left:0%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120845\/5-1.jpg\" alt=\"Benefits of a Good Credit Score\" srcSet=\"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120845\/5-1.jpg 720w,https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120845\/5-1-576x1024.jpg 576w,https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120845\/5-1-169x300.jpg 169w,https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120845\/5-1-150x267.jpg 150w\" sizes=\"(min-width: 1024px) 45vh, 100vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:9.95146%;top:43.04207%;width:83.25243%;height:56.47249%;opacity:1\">\n<div id=\"anim-c9d89678-c44b-4bd9-8365-f8a424ea32bd\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-b18d96a9-b49f-49bd-8eee-3127ac04b465\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(0.3333333333333333)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.5830903790087464% 0.5830903790087464% 0.5830903790087464% 0.5830903790087464% \/ 0.5730659025787965% 0.5730659025787965% 0.5730659025787965% 0.5730659025787965%;background-clip:content-box;background-color:#ffee70\" id=\"el-80d5ec84-288d-44d6-8b45-9b811844640f\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.8163265306122441% 0;font-family:&quot;Poppins&quot;,sans-serif;font-size:0.453074em;line-height:1.2;text-align:center;padding:1.1661807580174928% 2.3323615160349855%;color:#000000\"><span><span style=\"font-weight: 700\">Better credit card offers:&nbsp;<\/span><\/p>\n<p>A high CIBIL score can also lead to better credit card offers. You may be offered lower interest rates, higher credit limits, and better rewards programs<\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"3a89a17b-f34b-4a90-853d-543b9effd154\" auto-advance-after=\"7s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-57e611d7-d3f4-4332-a4ec-53be937c5d17 [data-leaf-element=\\\"true\\\"]\",\"keyframes\":{\"transform\":[\"translate3d(0%, 0, 0) translate(25%, 0%) scale(1.5)\",\"translate3d(0%, 0, 0) translate(0%, 0%) scale(1)\"]},\"delay\":0,\"duration\":2000,\"fill\":\"forwards\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-bda18b21-3e35-4ac1-b951-38ac0fa7c27c\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":2000,\"easing\":\"cubic-bezier(.3,0,.55,1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-552f5082-d807-4281-b993-0729e7cd4d86\",\"keyframes\":{\"transform\":[\"scale(0.3333333333333333)\",\"scale(1)\"]},\"delay\":0,\"duration\":2000,\"easing\":\"cubic-bezier(.3,0,.55,1)\",\"fill\":\"forwards\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#fff\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div id=\"anim-57e611d7-d3f4-4332-a4ec-53be937c5d17\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-6026e00a-e25b-4b93-91fc-b8124bd003bc\">\n<div style=\"position:absolute;width:100%;height:100%;left:0%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120905\/6-1.jpg\" alt=\"Good Credit Score\" srcSet=\"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120905\/6-1.jpg 720w,https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120905\/6-1-576x1024.jpg 576w,https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120905\/6-1-169x300.jpg 169w,https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120905\/6-1-150x267.jpg 150w\" sizes=\"(min-width: 1024px) 45vh, 100vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:9.2233%;top:34.78964%;width:83.25243%;height:61.97411%;opacity:1\">\n<div id=\"anim-bda18b21-3e35-4ac1-b951-38ac0fa7c27c\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-552f5082-d807-4281-b993-0729e7cd4d86\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(0.3333333333333333)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.5830903790087464% 0.5830903790087464% 0.5830903790087464% 0.5830903790087464% \/ 0.5221932114882507% 0.5221932114882507% 0.5221932114882507% 0.5221932114882507%;background-clip:content-box;background-color:#ffee70\" id=\"el-6d042237-895a-4965-8c97-7360e4c8d931\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.8163265306122441% 0;font-family:&quot;Poppins&quot;,sans-serif;font-size:0.453074em;line-height:1.2;text-align:center;padding:1.1661807580174928% 2.3323615160349855%;color:#000000\"><span><span style=\"font-weight: 700\">Higher credit limits:<\/span><\/p>\n<p>Lenders are more likely to offer higher credit limits to borrowers with high CIBIL scores. This can be helpful if you need to make large purchases or need access to a higher credit limit.<\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"bf5d2a70-0374-40b0-a3ab-4f722c81b68e\" auto-advance-after=\"7s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#fff\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-47185c0b-9d64-4edc-94e6-dde40d1d73b9\">\n<div style=\"position:absolute;width:100%;height:100%;left:0%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120935\/7.jpg\" alt=\"Good Credit Score\" srcSet=\"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120935\/7.jpg 720w,https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120935\/7-576x1024.jpg 576w,https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120935\/7-169x300.jpg 169w,https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120935\/7-150x267.jpg 150w\" sizes=\"(min-width: 1024px) 45vh, 100vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:11.8932%;top:60.5178%;width:83.25243%;height:21.19741%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.5830903790087464% 0.5830903790087464% 0.5830903790087464% 0.5830903790087464% \/ 1.5267175572519083% 1.5267175572519083% 1.5267175572519083% 1.5267175572519083%;background-clip:content-box;background-color:#ffee70\" id=\"el-9a810502-108a-40c4-afa2-6fa00f84ba16\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.932944606413994% 0;font-family:&quot;Poppins&quot;,sans-serif;font-size:0.517799em;line-height:1.2;text-align:center;padding:1.1661807580174928% 2.3323615160349855%;color:#000000\"><span><span style=\"font-weight: 700\">Know How To Check Your CIBIL Credit Score?<\/span><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-page-outlink layout=\"nodisplay\" cta-image=\"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2021\/08\/29224619\/cardmapr-nl-s8F8yglbpjo-unsplash-min-1024x684.jpg\"><a href=\"https:\/\/unicreds.com\/blog\/how-to-check-your-cibil-score\" rel=\"\">Click Here<\/a><\/amp-story-page-outlink><\/amp-story-page><\/amp-story><\/body><\/html><\/p>\n","protected":false},"excerpt":{"rendered":"<p>5 Benefits of Having a High CIBIL Score<\/p>\n","protected":false},"author":103,"featured_media":21390,"template":"","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","web_stories_publisher_logo":12573,"web_stories_poster":[],"web_stories_products":[],"footnotes":""},"web_story_category":[],"web_story_tag":[],"class_list":["post-21389","web-story","type-web-story","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Benefits of Having a High CIBIL Score - UniCreds Blog<\/title>\n<meta name=\"description\" content=\"5 Benefits of Having a High CIBIL Score\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/unicreds.com\/blog\/web-stories\/benefits-of-having-a-high-cibil-score\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Benefits of Having a High CIBIL Score - UniCreds Blog\" \/>\n<meta property=\"og:description\" content=\"5 Benefits of Having a High CIBIL Score\" \/>\n<meta property=\"og:url\" content=\"https:\/\/unicreds.com\/blog\/web-stories\/benefits-of-having-a-high-cibil-score\/\" \/>\n<meta property=\"og:site_name\" content=\"UniCreds Blog\" \/>\n<meta property=\"article:modified_time\" content=\"2023-04-11T07:07:32+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04115953\/Untitled-design-19.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"640\" \/>\n\t<meta property=\"og:image:height\" content=\"853\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/unicreds.com\/blog\/web-stories\/benefits-of-having-a-high-cibil-score\/\",\"url\":\"https:\/\/unicreds.com\/blog\/web-stories\/benefits-of-having-a-high-cibil-score\/\",\"name\":\"Benefits of Having a High CIBIL Score - UniCreds Blog\",\"isPartOf\":{\"@id\":\"https:\/\/unicreds.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/unicreds.com\/blog\/web-stories\/benefits-of-having-a-high-cibil-score\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/unicreds.com\/blog\/web-stories\/benefits-of-having-a-high-cibil-score\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04115953\/Untitled-design-19.jpg\",\"datePublished\":\"2023-04-04T06:49:33+00:00\",\"dateModified\":\"2023-04-11T07:07:32+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/unicreds.com\/blog\/web-stories\/benefits-of-having-a-high-cibil-score\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/unicreds.com\/blog\/web-stories\/benefits-of-having-a-high-cibil-score\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/unicreds.com\/blog\/web-stories\/benefits-of-having-a-high-cibil-score\/#primaryimage\",\"url\":\"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04115953\/Untitled-design-19.jpg\",\"contentUrl\":\"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04115953\/Untitled-design-19.jpg\",\"width\":640,\"height\":853,\"caption\":\"5 Benefits of Having a High CIBIL Score\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/unicreds.com\/blog\/web-stories\/benefits-of-having-a-high-cibil-score\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Blog\",\"item\":\"https:\/\/unicreds.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Stories\",\"item\":\"https:\/\/unicreds.com\/blog\/web-stories\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Benefits of Having a High CIBIL Score\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/unicreds.com\/blog\/#website\",\"url\":\"https:\/\/unicreds.com\/blog\/\",\"name\":\"UniCreds Blog\",\"description\":\"Your Guide To Abroad Education Loan\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/unicreds.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/unicreds.com\/blog\/#\/schema\/person\/b2e985c67953e49f014c80f6be04bfbe\",\"name\":\"Aparajita\",\"description\":\"With a background in academic research and storytelling, Aparajita writes comprehensive blogs for UniScholars that support students through university applications, scholarships, and visa processes. Her goal is to make study abroad planning more accessible and stress-free.\",\"sameAs\":[\"https:\/\/www.linkedin.com\/in\/aparajitasen1412\/\"],\"url\":\"https:\/\/unicreds.com\/blog\/author\/aparajita\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Benefits of Having a High CIBIL Score - UniCreds Blog","description":"5 Benefits of Having a High CIBIL Score","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/unicreds.com\/blog\/web-stories\/benefits-of-having-a-high-cibil-score\/","og_locale":"en_US","og_type":"article","og_title":"Benefits of Having a High CIBIL Score - UniCreds Blog","og_description":"5 Benefits of Having a High CIBIL Score","og_url":"https:\/\/unicreds.com\/blog\/web-stories\/benefits-of-having-a-high-cibil-score\/","og_site_name":"UniCreds Blog","article_modified_time":"2023-04-11T07:07:32+00:00","og_image":[{"width":640,"height":853,"url":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04115953\/Untitled-design-19.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/unicreds.com\/blog\/web-stories\/benefits-of-having-a-high-cibil-score\/","url":"https:\/\/unicreds.com\/blog\/web-stories\/benefits-of-having-a-high-cibil-score\/","name":"Benefits of Having a High CIBIL Score - UniCreds Blog","isPartOf":{"@id":"https:\/\/unicreds.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/unicreds.com\/blog\/web-stories\/benefits-of-having-a-high-cibil-score\/#primaryimage"},"image":{"@id":"https:\/\/unicreds.com\/blog\/web-stories\/benefits-of-having-a-high-cibil-score\/#primaryimage"},"thumbnailUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04115953\/Untitled-design-19.jpg","datePublished":"2023-04-04T06:49:33+00:00","dateModified":"2023-04-11T07:07:32+00:00","breadcrumb":{"@id":"https:\/\/unicreds.com\/blog\/web-stories\/benefits-of-having-a-high-cibil-score\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/unicreds.com\/blog\/web-stories\/benefits-of-having-a-high-cibil-score\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/unicreds.com\/blog\/web-stories\/benefits-of-having-a-high-cibil-score\/#primaryimage","url":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04115953\/Untitled-design-19.jpg","contentUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04115953\/Untitled-design-19.jpg","width":640,"height":853,"caption":"5 Benefits of Having a High CIBIL Score"},{"@type":"BreadcrumbList","@id":"https:\/\/unicreds.com\/blog\/web-stories\/benefits-of-having-a-high-cibil-score\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Blog","item":"https:\/\/unicreds.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Stories","item":"https:\/\/unicreds.com\/blog\/web-stories\/"},{"@type":"ListItem","position":3,"name":"Benefits of Having a High CIBIL Score"}]},{"@type":"WebSite","@id":"https:\/\/unicreds.com\/blog\/#website","url":"https:\/\/unicreds.com\/blog\/","name":"UniCreds Blog","description":"Your Guide To Abroad Education Loan","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/unicreds.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/unicreds.com\/blog\/#\/schema\/person\/b2e985c67953e49f014c80f6be04bfbe","name":"Aparajita","description":"With a background in academic research and storytelling, Aparajita writes comprehensive blogs for UniScholars that support students through university applications, scholarships, and visa processes. Her goal is to make study abroad planning more accessible and stress-free.","sameAs":["https:\/\/www.linkedin.com\/in\/aparajitasen1412\/"],"url":"https:\/\/unicreds.com\/blog\/author\/aparajita\/"}]}},"story_data":{"version":46,"pages":[{"elements":[{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":false,"scale":100,"focalX":50,"focalY":50,"resource":{"type":"image","mimeType":"image\/jpeg","width":720,"height":1280,"sizes":{"medium":{"file":"1-1-169x300.jpg","width":169,"height":300,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120653\/1-1-169x300.jpg"},"large":{"file":"1-1-576x1024.jpg","width":576,"height":1024,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120653\/1-1-576x1024.jpg"},"thumbnail":{"file":"1-1-150x150.jpg","width":150,"height":150,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120653\/1-1-150x150.jpg"},"web-stories-poster-portrait":{"file":"1-1-640x853.jpg","width":640,"height":853,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120653\/1-1-640x853.jpg"},"web-stories-publisher-logo":{"file":"1-1-96x96.jpg","width":96,"height":96,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120653\/1-1-96x96.jpg"},"web-stories-thumbnail":{"file":"1-1-150x267.jpg","width":150,"height":267,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120653\/1-1-150x267.jpg"},"full":{"file":"1-1.jpg","width":720,"height":1280,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120653\/1-1.jpg"}},"isPlaceholder":false,"isExternal":false,"needsProxy":false,"baseColor":"","blurHash":"","creationDate":1680590212000,"src":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120653\/1-1.jpg","id":21391,"alt":"Benefits of a Good Credit Score","local":false},"type":"image","x":48,"y":0,"width":330,"height":586,"mask":{"type":"rectangle","showInLibrary":true,"name":"Rectangle","path":"M 0,0 1,0 1,1 0,1 0,0 Z","ratio":1,"supportsBorder":true},"id":"24601af7-28e2-46d4-9841-a5f60f2df69d","isBackground":true},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"FILL","font":{"family":"Poppins"},"fontSize":32,"backgroundColor":{"color":{"r":255,"g":238,"b":112}},"lineHeight":1.2,"textAlign":"center","padding":{"locked":true,"hasHiddenPadding":true,"horizontal":8,"vertical":4},"content":"<span style=\"font-weight: 700\">Benefits of Having a High CIBIL Score<\/span>","borderRadius":{"locked":true,"topLeft":2,"topRight":2,"bottomRight":2,"bottomLeft":2},"x":33,"y":400,"width":343,"height":91,"marginOffset":-6.399999999999999,"basedOn":"34c6134c-3678-4123-9a41-7e64cf82fe39","id":"77bff025-7e87-4715-8314-187690a306eb","type":"text"}],"backgroundColor":{"color":{"r":255,"g":255,"b":255}},"id":"2b0afb5f-b23e-4623-b8f6-292b0fccd25f","animations":[],"defaultBackgroundElement":{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"x":1,"y":1,"width":1,"height":1,"mask":{"type":"rectangle"},"isBackground":true,"isDefaultBackground":true,"type":"shape","id":"e469d731-e9f0-46ee-885d-bbc660d392cc"}},{"elements":[{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":false,"scale":100,"focalX":50,"focalY":50,"resource":{"type":"image","mimeType":"image\/jpeg","width":720,"height":1280,"sizes":{"medium":{"file":"2-2-169x300.jpg","width":169,"height":300,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120758\/2-2-169x300.jpg"},"large":{"file":"2-2-576x1024.jpg","width":576,"height":1024,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120758\/2-2-576x1024.jpg"},"thumbnail":{"file":"2-2-150x150.jpg","width":150,"height":150,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120758\/2-2-150x150.jpg"},"web-stories-poster-portrait":{"file":"2-2-640x853.jpg","width":640,"height":853,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120758\/2-2-640x853.jpg"},"web-stories-publisher-logo":{"file":"2-2-96x96.jpg","width":96,"height":96,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120758\/2-2-96x96.jpg"},"web-stories-thumbnail":{"file":"2-2-150x267.jpg","width":150,"height":267,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120758\/2-2-150x267.jpg"},"full":{"file":"2-2.jpg","width":720,"height":1280,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120758\/2-2.jpg"}},"isPlaceholder":false,"isExternal":false,"needsProxy":false,"baseColor":"","blurHash":"","creationDate":1680590277000,"src":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120758\/2-2.jpg","id":21392,"alt":"Benefits of a Good Credit Score","local":false},"x":48,"y":0,"width":330,"height":586,"mask":{"type":"rectangle","showInLibrary":true,"name":"Rectangle","path":"M 0,0 1,0 1,1 0,1 0,0 Z","ratio":1,"supportsBorder":true},"id":"f3272c93-8be1-48dc-b2c0-3e60799eee1a","isBackground":true,"type":"image","basedOn":"24601af7-28e2-46d4-9841-a5f60f2df69d"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"FILL","font":{"family":"Poppins"},"fontSize":28,"backgroundColor":{"color":{"r":255,"g":238,"b":112}},"lineHeight":1.2,"textAlign":"center","padding":{"locked":true,"hasHiddenPadding":true,"horizontal":8,"vertical":4},"content":"<span style=\"font-weight: 700\">Easier access to credit:&nbsp;<\/span>\n\nA high CIBIL score makes it easier to get approved for credit and loans. Lenders are more likely to view you as a low-risk borrower,","borderRadius":{"locked":true,"topLeft":2,"topRight":2,"bottomRight":2,"bottomLeft":2},"x":34,"y":255,"width":343,"height":315,"marginOffset":-6.399999999999999,"basedOn":"77bff025-7e87-4715-8314-187690a306eb","id":"09851b19-b9f3-485d-ac0e-8da402a81c27","type":"text"}],"backgroundColor":{"color":{"r":255,"g":255,"b":255}},"animations":[{"id":"1c7bed68-4701-4d11-8770-902a5c33ea41","type":"effect-background-pan-and-zoom","duration":2000,"delay":0,"zoomDirection":"scaleOut","targets":["f3272c93-8be1-48dc-b2c0-3e60799eee1a"]},{"id":"2bae2707-8fed-4f3a-872b-a29ee6a7086a","type":"effect-zoom","scaleDirection":"scaleIn","duration":2000,"delay":0,"targets":["09851b19-b9f3-485d-ac0e-8da402a81c27"]}],"id":"8488f9b1-efc3-419f-a5a0-5d65f4e47e19","defaultBackgroundElement":{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"x":1,"y":1,"width":1,"height":1,"mask":{"type":"rectangle"},"isBackground":true,"isDefaultBackground":true,"type":"shape","id":"e469d731-e9f0-46ee-885d-bbc660d392cc"}},{"elements":[{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":false,"scale":100,"focalX":50,"focalY":50,"resource":{"type":"image","mimeType":"image\/jpeg","width":720,"height":1280,"sizes":{"medium":{"file":"3-1-169x300.jpg","width":169,"height":300,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120813\/3-1-169x300.jpg"},"large":{"file":"3-1-576x1024.jpg","width":576,"height":1024,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120813\/3-1-576x1024.jpg"},"thumbnail":{"file":"3-1-150x150.jpg","width":150,"height":150,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120813\/3-1-150x150.jpg"},"web-stories-poster-portrait":{"file":"3-1-640x853.jpg","width":640,"height":853,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120813\/3-1-640x853.jpg"},"web-stories-publisher-logo":{"file":"3-1-96x96.jpg","width":96,"height":96,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120813\/3-1-96x96.jpg"},"web-stories-thumbnail":{"file":"3-1-150x267.jpg","width":150,"height":267,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120813\/3-1-150x267.jpg"},"full":{"file":"3-1.jpg","width":720,"height":1280,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120813\/3-1.jpg"}},"isPlaceholder":false,"isExternal":false,"needsProxy":false,"baseColor":"","blurHash":"","creationDate":1680590293000,"src":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120813\/3-1.jpg","id":21393,"alt":"Benefits of a Good Credit Score","local":false},"x":48,"y":0,"width":330,"height":586,"mask":{"type":"rectangle","showInLibrary":true,"name":"Rectangle","path":"M 0,0 1,0 1,1 0,1 0,0 Z","ratio":1,"supportsBorder":true},"id":"5ad6a264-175e-4a3a-b33c-09a5c00bb5bf","isBackground":true,"basedOn":"f3272c93-8be1-48dc-b2c0-3e60799eee1a","type":"image"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"FILL","font":{"family":"Poppins"},"fontSize":28,"backgroundColor":{"color":{"r":255,"g":238,"b":112}},"lineHeight":1.2,"textAlign":"center","padding":{"locked":true,"hasHiddenPadding":true,"horizontal":8,"vertical":4},"content":"<span style=\"font-weight: 700\">Lower interest rates:&nbsp;<\/span>\n\nA high CIBIL score may help you secure lower interest rates on loans, credit cards, and other financial products.","borderRadius":{"locked":true,"topLeft":2,"topRight":2,"bottomRight":2,"bottomLeft":2},"x":36,"y":331,"width":343,"height":249,"marginOffset":-6.399999999999999,"basedOn":"09851b19-b9f3-485d-ac0e-8da402a81c27","id":"df10ffb1-1973-48d9-a6ce-778f25d0e5d3","type":"text"}],"backgroundColor":{"color":{"r":255,"g":255,"b":255}},"animations":[{"id":"0d7d1377-a97c-4ca3-b00e-d7a7dc9cb1c7","type":"effect-background-pan-and-zoom","duration":2000,"delay":0,"zoomDirection":"scaleOut","targets":["5ad6a264-175e-4a3a-b33c-09a5c00bb5bf"]},{"id":"79377506-29b3-46bc-8eec-4a823b4d7d44","type":"effect-zoom","scaleDirection":"scaleIn","duration":2000,"delay":0,"targets":["df10ffb1-1973-48d9-a6ce-778f25d0e5d3"]}],"id":"fe63b7b8-ebc9-426f-8e67-628d112dd89c","defaultBackgroundElement":{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"x":1,"y":1,"width":1,"height":1,"mask":{"type":"rectangle"},"isBackground":true,"isDefaultBackground":true,"type":"shape","id":"e469d731-e9f0-46ee-885d-bbc660d392cc"}},{"elements":[{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":false,"scale":100,"focalX":50,"focalY":50,"resource":{"type":"image","mimeType":"image\/jpeg","width":720,"height":1280,"sizes":{"medium":{"file":"4-1-169x300.jpg","width":169,"height":300,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120829\/4-1-169x300.jpg"},"large":{"file":"4-1-576x1024.jpg","width":576,"height":1024,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120829\/4-1-576x1024.jpg"},"thumbnail":{"file":"4-1-150x150.jpg","width":150,"height":150,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120829\/4-1-150x150.jpg"},"web-stories-poster-portrait":{"file":"4-1-640x853.jpg","width":640,"height":853,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120829\/4-1-640x853.jpg"},"web-stories-publisher-logo":{"file":"4-1-96x96.jpg","width":96,"height":96,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120829\/4-1-96x96.jpg"},"web-stories-thumbnail":{"file":"4-1-150x267.jpg","width":150,"height":267,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120829\/4-1-150x267.jpg"},"full":{"file":"4-1.jpg","width":720,"height":1280,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120829\/4-1.jpg"}},"isPlaceholder":false,"isExternal":false,"needsProxy":false,"baseColor":"","blurHash":"","creationDate":1680590309000,"src":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120829\/4-1.jpg","id":21394,"alt":"Benefits of a Good Credit Score","local":false},"x":48,"y":0,"width":330,"height":586,"mask":{"type":"rectangle","showInLibrary":true,"name":"Rectangle","path":"M 0,0 1,0 1,1 0,1 0,0 Z","ratio":1,"supportsBorder":true},"id":"6a2833c2-8d0d-4bf1-8911-34e544db5a1d","isBackground":true,"basedOn":"5ad6a264-175e-4a3a-b33c-09a5c00bb5bf","type":"image"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"FILL","font":{"family":"Poppins"},"fontSize":28,"backgroundColor":{"color":{"r":255,"g":238,"b":112}},"lineHeight":1.2,"textAlign":"center","padding":{"locked":true,"hasHiddenPadding":true,"horizontal":8,"vertical":4},"content":"<span style=\"font-weight: 700\">Faster loan approval:&nbsp;<\/span>\n\nA high CIBIL score can also speed up the loan approval process. Lenders are more likely to approve your loan application quickly if you have a high score.","borderRadius":{"locked":true,"topLeft":2,"topRight":2,"bottomRight":2,"bottomLeft":2},"x":49,"y":300,"width":343,"height":315,"marginOffset":-6.399999999999999,"basedOn":"df10ffb1-1973-48d9-a6ce-778f25d0e5d3","id":"27f1d920-d861-48a1-8156-596967e1514a","type":"text"}],"backgroundColor":{"color":{"r":255,"g":255,"b":255}},"animations":[{"id":"c4cedfea-2002-4126-8dbe-b3bd424d00db","type":"effect-background-pan-and-zoom","duration":2000,"delay":0,"zoomDirection":"scaleOut","targets":["6a2833c2-8d0d-4bf1-8911-34e544db5a1d"]},{"id":"aaee2fbb-dbd0-4a02-a9ad-f81f751dc36e","type":"effect-zoom","scaleDirection":"scaleIn","duration":2000,"delay":0,"targets":["27f1d920-d861-48a1-8156-596967e1514a"]}],"id":"9dc8cb1a-edb1-4f9f-9caf-8326de7532a2","defaultBackgroundElement":{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"x":1,"y":1,"width":1,"height":1,"mask":{"type":"rectangle"},"isBackground":true,"isDefaultBackground":true,"type":"shape","id":"e469d731-e9f0-46ee-885d-bbc660d392cc"}},{"elements":[{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":false,"scale":100,"focalX":50,"focalY":50,"resource":{"type":"image","mimeType":"image\/jpeg","width":720,"height":1280,"sizes":{"medium":{"file":"5-1-169x300.jpg","width":169,"height":300,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120845\/5-1-169x300.jpg"},"large":{"file":"5-1-576x1024.jpg","width":576,"height":1024,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120845\/5-1-576x1024.jpg"},"thumbnail":{"file":"5-1-150x150.jpg","width":150,"height":150,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120845\/5-1-150x150.jpg"},"web-stories-poster-portrait":{"file":"5-1-640x853.jpg","width":640,"height":853,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120845\/5-1-640x853.jpg"},"web-stories-publisher-logo":{"file":"5-1-96x96.jpg","width":96,"height":96,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120845\/5-1-96x96.jpg"},"web-stories-thumbnail":{"file":"5-1-150x267.jpg","width":150,"height":267,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120845\/5-1-150x267.jpg"},"full":{"file":"5-1.jpg","width":720,"height":1280,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120845\/5-1.jpg"}},"isPlaceholder":false,"isExternal":false,"needsProxy":false,"baseColor":"","blurHash":"","creationDate":1680590325000,"src":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120845\/5-1.jpg","id":21395,"alt":"Benefits of a Good Credit Score","local":false},"x":48,"y":0,"width":330,"height":586,"mask":{"type":"rectangle","showInLibrary":true,"name":"Rectangle","path":"M 0,0 1,0 1,1 0,1 0,0 Z","ratio":1,"supportsBorder":true},"id":"82bf5a96-55fb-48f0-bf39-03dce3c47c49","isBackground":true,"basedOn":"6a2833c2-8d0d-4bf1-8911-34e544db5a1d","type":"image"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"FILL","font":{"family":"Poppins"},"fontSize":28,"backgroundColor":{"color":{"r":255,"g":238,"b":112}},"lineHeight":1.2,"textAlign":"center","padding":{"locked":true,"hasHiddenPadding":true,"horizontal":8,"vertical":4},"content":"<span style=\"font-weight: 700\">Better credit card offers:&nbsp;<\/span>\n\nA high CIBIL score can also lead to better credit card offers. You may be offered lower interest rates, higher credit limits, and better rewards programs","borderRadius":{"locked":true,"topLeft":2,"topRight":2,"bottomRight":2,"bottomLeft":2},"x":41,"y":266,"width":343,"height":349,"marginOffset":-6.399999999999999,"basedOn":"27f1d920-d861-48a1-8156-596967e1514a","id":"80d5ec84-288d-44d6-8b45-9b811844640f","type":"text"}],"backgroundColor":{"color":{"r":255,"g":255,"b":255}},"animations":[{"id":"4831f1fd-aacf-45ac-a6ce-cf0e2d1d7ee2","type":"effect-background-pan-and-zoom","duration":2000,"delay":0,"zoomDirection":"scaleOut","targets":["82bf5a96-55fb-48f0-bf39-03dce3c47c49"]},{"id":"5dc7298b-171f-4ee5-9177-5cfa2405d1d6","type":"effect-zoom","scaleDirection":"scaleIn","duration":2000,"delay":0,"targets":["80d5ec84-288d-44d6-8b45-9b811844640f"]}],"id":"bd0456bf-6340-4cfb-baa4-2a2a31067f9c","defaultBackgroundElement":{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"x":1,"y":1,"width":1,"height":1,"mask":{"type":"rectangle"},"isBackground":true,"isDefaultBackground":true,"type":"shape","id":"e469d731-e9f0-46ee-885d-bbc660d392cc"}},{"elements":[{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":false,"scale":100,"focalX":50,"focalY":50,"resource":{"type":"image","mimeType":"image\/jpeg","width":720,"height":1280,"sizes":{"medium":{"file":"6-1-169x300.jpg","width":169,"height":300,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120905\/6-1-169x300.jpg"},"large":{"file":"6-1-576x1024.jpg","width":576,"height":1024,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120905\/6-1-576x1024.jpg"},"thumbnail":{"file":"6-1-150x150.jpg","width":150,"height":150,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120905\/6-1-150x150.jpg"},"web-stories-poster-portrait":{"file":"6-1-640x853.jpg","width":640,"height":853,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120905\/6-1-640x853.jpg"},"web-stories-publisher-logo":{"file":"6-1-96x96.jpg","width":96,"height":96,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120905\/6-1-96x96.jpg"},"web-stories-thumbnail":{"file":"6-1-150x267.jpg","width":150,"height":267,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120905\/6-1-150x267.jpg"},"full":{"file":"6-1.jpg","width":720,"height":1280,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120905\/6-1.jpg"}},"isPlaceholder":false,"isExternal":false,"needsProxy":false,"baseColor":"","blurHash":"","creationDate":1680590344000,"src":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120905\/6-1.jpg","id":21396,"alt":"Good Credit Score","local":false},"x":48,"y":0,"width":330,"height":586,"mask":{"type":"rectangle","showInLibrary":true,"name":"Rectangle","path":"M 0,0 1,0 1,1 0,1 0,0 Z","ratio":1,"supportsBorder":true},"id":"6026e00a-e25b-4b93-91fc-b8124bd003bc","isBackground":true,"basedOn":"82bf5a96-55fb-48f0-bf39-03dce3c47c49","type":"image"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"FILL","font":{"family":"Poppins"},"fontSize":28,"backgroundColor":{"color":{"r":255,"g":238,"b":112}},"lineHeight":1.2,"textAlign":"center","padding":{"locked":true,"hasHiddenPadding":true,"horizontal":8,"vertical":4},"content":"<span style=\"font-weight: 700\">Higher credit limits:<\/span>\n\nLenders are more likely to offer higher credit limits to borrowers with high CIBIL scores. This can be helpful if you need to make large purchases or need access to a higher credit limit.","borderRadius":{"locked":true,"topLeft":2,"topRight":2,"bottomRight":2,"bottomLeft":2},"x":38,"y":215,"width":343,"height":383,"marginOffset":-6.399999999999999,"basedOn":"80d5ec84-288d-44d6-8b45-9b811844640f","id":"6d042237-895a-4965-8c97-7360e4c8d931","type":"text"}],"backgroundColor":{"color":{"r":255,"g":255,"b":255}},"animations":[{"id":"3a52ca8a-0173-458a-aabc-41aa3616b874","type":"effect-background-pan-and-zoom","duration":2000,"delay":0,"zoomDirection":"scaleOut","targets":["6026e00a-e25b-4b93-91fc-b8124bd003bc"]},{"id":"331fe8d3-1a13-45b3-be62-920986678f97","type":"effect-zoom","scaleDirection":"scaleIn","duration":2000,"delay":0,"targets":["6d042237-895a-4965-8c97-7360e4c8d931"]}],"id":"3a89a17b-f34b-4a90-853d-543b9effd154","defaultBackgroundElement":{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"x":1,"y":1,"width":1,"height":1,"mask":{"type":"rectangle"},"isBackground":true,"isDefaultBackground":true,"type":"shape","id":"e469d731-e9f0-46ee-885d-bbc660d392cc"}},{"elements":[{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":false,"scale":100,"focalX":50,"focalY":50,"resource":{"type":"image","mimeType":"image\/jpeg","width":720,"height":1280,"sizes":{"medium":{"file":"7-169x300.jpg","width":169,"height":300,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120935\/7-169x300.jpg"},"large":{"file":"7-576x1024.jpg","width":576,"height":1024,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120935\/7-576x1024.jpg"},"thumbnail":{"file":"7-150x150.jpg","width":150,"height":150,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120935\/7-150x150.jpg"},"web-stories-poster-portrait":{"file":"7-640x853.jpg","width":640,"height":853,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120935\/7-640x853.jpg"},"web-stories-publisher-logo":{"file":"7-96x96.jpg","width":96,"height":96,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120935\/7-96x96.jpg"},"web-stories-thumbnail":{"file":"7-150x267.jpg","width":150,"height":267,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120935\/7-150x267.jpg"},"full":{"file":"7.jpg","width":720,"height":1280,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120935\/7.jpg"}},"isPlaceholder":false,"isExternal":false,"needsProxy":false,"baseColor":"","blurHash":"","creationDate":1680590374000,"src":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04120935\/7.jpg","id":21397,"alt":"Good Credit Score","local":false},"x":48,"y":0,"width":330,"height":586,"mask":{"type":"rectangle","showInLibrary":true,"name":"Rectangle","path":"M 0,0 1,0 1,1 0,1 0,0 Z","ratio":1,"supportsBorder":true},"id":"47185c0b-9d64-4edc-94e6-dde40d1d73b9","isBackground":true,"basedOn":"6026e00a-e25b-4b93-91fc-b8124bd003bc","type":"image"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"FILL","font":{"family":"Poppins"},"fontSize":32,"backgroundColor":{"color":{"r":255,"g":238,"b":112}},"lineHeight":1.2,"textAlign":"center","padding":{"locked":true,"hasHiddenPadding":true,"horizontal":8,"vertical":4},"content":"<span style=\"font-weight: 700\">Know How To Check Your CIBIL Credit Score?<\/span>","borderRadius":{"locked":true,"topLeft":2,"topRight":2,"bottomRight":2,"bottomLeft":2},"x":49,"y":374,"width":343,"height":131,"marginOffset":-6.399999999999999,"basedOn":"6d042237-895a-4965-8c97-7360e4c8d931","id":"9a810502-108a-40c4-afa2-6fa00f84ba16","type":"text"}],"backgroundColor":{"color":{"r":255,"g":255,"b":255}},"animations":[],"id":"bf5d2a70-0374-40b0-a3ab-4f722c81b68e","defaultBackgroundElement":{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"x":1,"y":1,"width":1,"height":1,"mask":{"type":"rectangle"},"isBackground":true,"isDefaultBackground":true,"type":"shape","id":"e469d731-e9f0-46ee-885d-bbc660d392cc"},"pageAttachment":{"url":"https:\/\/unicreds.com\/blog\/how-to-check-your-cibil-score","icon":"https:\/\/unicreds.com\/blog\/wp-content\/uploads\/2021\/08\/cardmapr-nl-s8F8yglbpjo-unsplash-min-1024x684.jpg","needsProxy":false,"ctaText":"Click Here"}}],"fonts":{"Poppins":{"family":"Poppins","fallbacks":["sans-serif"],"weights":[100,200,300,400,500,600,700,800,900],"styles":["italic","regular"],"variants":[[0,100],[1,100],[0,200],[1,200],[0,300],[1,300],[0,400],[1,400],[0,500],[1,500],[0,600],[1,600],[0,700],[1,700],[0,800],[1,800],[0,900],[1,900]],"service":"fonts.google.com","metrics":{"upm":1000,"asc":1050,"des":-350,"tAsc":1050,"tDes":-350,"tLGap":100,"wAsc":1135,"wDes":627,"xH":548,"capH":698,"yMin":-572,"yMax":1065,"hAsc":1050,"hDes":-350,"lGap":100}}},"autoAdvance":true,"defaultPageDuration":7,"currentStoryStyles":{"colors":[]}},"story_poster":{"id":21390,"url":"https:\/\/cdn.unicreds.com\/blog\/wp-content\/uploads\/2023\/04\/04115953\/Untitled-design-19.jpg","width":640,"height":853,"needsProxy":false},"_links":{"self":[{"href":"https:\/\/unicreds.com\/blog\/wp-json\/web-stories\/v1\/web-story\/21389","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/unicreds.com\/blog\/wp-json\/web-stories\/v1\/web-story"}],"about":[{"href":"https:\/\/unicreds.com\/blog\/wp-json\/wp\/v2\/types\/web-story"}],"author":[{"embeddable":true,"href":"https:\/\/unicreds.com\/blog\/wp-json\/web-stories\/v1\/users\/103"}],"version-history":[{"count":3,"href":"https:\/\/unicreds.com\/blog\/wp-json\/web-stories\/v1\/web-story\/21389\/revisions"}],"predecessor-version":[{"id":21930,"href":"https:\/\/unicreds.com\/blog\/wp-json\/web-stories\/v1\/web-story\/21389\/revisions\/21930"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/unicreds.com\/blog\/wp-json\/web-stories\/v1\/media\/21390"}],"wp:attachment":[{"href":"https:\/\/unicreds.com\/blog\/wp-json\/web-stories\/v1\/media?parent=21389"}],"wp:term":[{"taxonomy":"web_story_category","embeddable":true,"href":"https:\/\/unicreds.com\/blog\/wp-json\/web-stories\/v1\/web_story_category?post=21389"},{"taxonomy":"web_story_tag","embeddable":true,"href":"https:\/\/unicreds.com\/blog\/wp-json\/web-stories\/v1\/web_story_tag?post=21389"}],"wp:lock":[{"embeddable":true,"href":"https:\/\/unicreds.com\/blog\/wp-json\/web-stories\/v1\/web-story\/21389\/lock"}],"wp:publisherlogo":[{"embeddable":true,"href":"https:\/\/unicreds.com\/blog\/wp-json\/web-stories\/v1\/media\/12573"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}