Get Ahead with a High CIBIL Score: The Top Factors to Address

1. Payment history: Late or missed payments can negatively impact a score.

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2. Credit utilization: A high balance relative to the credit limit can lower a score.

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3. Length of credit history: A longer credit history can help to improve a score.

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4. Credit inquiries: Too many recent credit inquiries can lower a score.

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5. Outstanding debt: High levels of outstanding debt can lower a score.

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To know the effective ways to Improve your Cibil Score

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