How to make the most of your credit card reward points

How to make the most of your credit card reward points?

Choose the right rewards program: Look for a credit card that offers a rewards program that aligns with your spending habits and lifestyle. For example, if you love to travel, look for a card that offers travel rewards.

[{"selector":"#anim-948b1bcf-f3d5-43fc-8df8-3cf355f4ec80","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-6cce949a-a45f-48a9-8d01-97ffa80e492c","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-9f20b1f9-e587-4098-b241-8167672adcb5 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(0%, 0, 0) translate(25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"fill":"forwards"}]

Keep track of your points: Make sure you know how many points you have and when they expire. Some points may expire after a certain amount of time, so it's important to use them before they expire.

[{"selector":"#anim-3972cc09-25cb-4574-a8be-4348771b5ab3 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(0%, 0, 0) translate(25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"fill":"forwards"}] [{"selector":"#anim-cb086fa8-6b21-4669-b82d-c1370f699895","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-fcca3bdc-5aaf-42ef-88a1-1babe77ba9b5","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

Redeem your points strategically: Look for opportunities to redeem your points when they are worth the most. For example, you may be able to get more value by redeeming your points for travel instead of cash back.

[{"selector":"#anim-a4f91889-caab-4e79-913c-5e3ef5d563d9 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(0%, 0, 0) translate(25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"fill":"forwards"}] [{"selector":"#anim-b4c62419-c366-4f40-a508-4e4423eaa55b","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-97d61313-5274-4793-aae9-0f3378a7e453","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

Take advantage of bonus offers: Many credit cards offer bonus points for certain purchases or activities. Be sure to take advantage of these offers to earn more points.

[{"selector":"#anim-678a352c-d536-4607-bf58-c477848f5e2b [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(0%, 0, 0) translate(25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"fill":"forwards"}] [{"selector":"#anim-bc7f5344-d2bc-48db-8658-9b89f0149378","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-e2c74aaf-b460-4ad6-ba29-686daf71b795","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

Use your card for everyday purchases: Use your credit card for everyday purchases to earn points on everything you buy. Just be sure to pay off your balance in full each month to avoid interest charges.

[{"selector":"#anim-1793a92b-9abe-4b7b-b448-29b1d13544d4 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(0%, 0, 0) translate(25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"fill":"forwards"}] [{"selector":"#anim-288e281e-6a54-4355-932e-802f51b16de3","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-883c2312-0ceb-46d8-b0e2-0f33d5dcad89","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

Know More About Best Credit Cards for International Students

[{"selector":"#anim-da171ced-7fd8-4dc8-8534-39d269dd4218 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(0%, 0, 0) translate(25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"fill":"forwards"}] [{"selector":"#anim-36eda8f4-de22-4a8a-a0fe-2696fb77664a","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-338d4f05-d14e-463c-87a0-328f3239ee53","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]